Youtube daily Feb 14 2019

Economic atrophy in China Tianjin with Samsung smartphone factory withdrawal? (Translated by google.com)

Withdrawal of overseas capital continued, such as withdrawal of Samsung Electronics smartphone factory

Hong Kong media report that the economy of China Tianjin is atrophied

It was quoted by Korean media and covered.

It is pointed out that China is no longer attractive for foreign companies to make direct investment.

Tianjin Foreign Direct Investment (FDI) recorded $ 10.6 billion last year,

Last year it fell to less than half, at 4.85 billion dollars.

As a result, the GDP of Tianjin fell sharply from 9% in 2016 to 3.6%.

Tianjin, due to its cheap labor and its infrastructure,

It was a suitable place to invest for Korean companies and Japanese companies.

However, in a few years the personnel expenses have nearly doubled,

Many companies are moving to relocate factories to Southeast Asia.

Infrastructure development is not comparable with China,

The cheap labor cost is also not comparable with that of China.

The state is also active in attracting foreign-affiliated companies and has many incentives.

With the withdrawal of foreign companies, the number of unemployed people has increased,

Income tax revenue has also declined.

According to a survey by JETRO (Japan External Trade Organization)

75.7% of Japanese companies entering China are considering withdrawing from China.

The reason is a sharp rise in personnel expenses.

The second reason is a regulatory barrier by the Chinese authorities.

Due to the decrease in foreign direct investment which was one of the driving forces of China's economic growth,

Regional governments have revised their growth targets one after another.

This will lower the growth target of China downward.

The annual growth rate target will be announced at the National People's Congress to be held in March.

Article Source: http://bit.ly/2I9rbI5 http://bit.ly/2I9s2bL http://bit.ly/2IcE8Rx http://bit.ly/2Ie7MWk

Korean reaction

Are you concerned about the Chinese economy?

Even though our economy is going bankrupt because of Moon Jayne.

We have already bottomed out last year,

Clearly this year will be better.

Withdrawing from criticizing President Moon Jae unconditionally without knowing anything about reality.

When will our economy collapse?

Even though I hear such a voice every year, I have been living well and the monthly salary has risen, too.

Because I will leave the company at will because of political interests Who will invest?

It seems to see the future of Korea · · ·.

Garbage companies like Samsung Electronics are retiring from China as there is no way.

Because the Chinese economy became difficult?

Samsung mobile phone factory will withdraw,

Semiconductor factories are expanding this year and stopping blowing and killing Chinese companies.

Samsung made a good judgment.

Is a company that hires and invests in the country is a patriot company?

Or is it a stupid company?

Samsung Electronics has a share of 20% to 30% worldwide, but in China it is less than 1%.

Production will be done in Tianjin but who will be produced in China if not consumed at all?

It is the same reason why Korean unemployed people increase.

High wage low competitiveness · · ·.

Samsung suffered the damage but it seems that it was good that he withdrew.

From the beginning the company came in believing cheap labor costs,

If personnel costs are steadily rising and benefits disappear,

We will transfer production sites to Southeast Asia and India such as Vietnam.

Please withdraw LG. Why do you intentionally make factories in China despite requesting technology transfer?

I worked in Tianjin more than 10 years ago,

At that time the wages of the workers who work at the factory are

I remember that Korea's money was less than 100,000 won (about 90 dollars).

(About 60,000 won (about $ 50)?)

By the way, now one million won

(About 900 dollars) is to be given more than ten times more.

Realize the bubble of China.

Leaving China as soon as possible is the way to live.

Comment Source: http://bit.ly/2IbYKcC http://bit.ly/2Imqgnw

The idea of ​​Japanese editors

There is a continuation of Samsung's Tianjin withdrawal story,

It seems that no media in Korea intends to touch there.

Just before the announcement of closing of Tianjin smartphone factory Samsung Electronics,

Announced to build a new battery and capacitor factory in Tianjin.

Investment amount is 2.4 billion dollars, which is said to start operation in 2020.

This obviously aimed at the Chinese electric car market.

In short the smartphone gave up,

Instead it is to earn again in the electric vehicle related business.

It has already invested 800 million dollars in 2018, he said.

Affiliated companies also entered one after another,

These are totally replaced with smartphone related companies.

But looking at other aspects,

Tianjin is the fact that foreign firms are withdrawing from 2016 as a result.

Troubled dating and regulation with the Chinese government,

Considering risks due to bilateral relations,

China is no longer an attractive manufacturing base.

Welcoming companies to Asia than China,

There are many countries that will welcome with cheap labor and corporate tax.

As foreign companies enter,

The infrastructure of such countries is gradually being developed.

Stable supply of electricity and transportation routes were improved,

The difference with China is shrinking.

Even Chinese companies are now in the age of relocating factories to Southeast Asia etc.

US companies are returning to the United States with a dramatic tax reduction of the Trump regime.

What kind of road will China choose in the future?

Whether regaining competitiveness as a production place again,

Or will you switch to a new economic model?

Thank you for your viewing.

If you do not mind, please evaluate the movie.

Either good evaluation, bad evaluation, it does not matter.

If you do not mind registering to the channel would be greatly appreciated.

For more infomation >> サムスンスマートフォン工場撤退で中国天津の経済萎縮？ - Duration: 6:41.

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BOK to pay attention to Fed's normalization of rates when implementing its monetary policy - Duration: 0:36.

In terms of monetary policy, going forward, the Bank of Korea says it will be focusing

on global uncertainties like the Fed's normalization of interest rates.

This is according to a quarterly report from the BOK... meant to help the public better

understand its policies.

The central bank says it's focusing on financial stability... given questions overseas like

monetary policy in the U.S. and America's trade war with China.

South Korea has had an accomodative monetary policy for quite some time now, which, the

BOK explained in its report, is meant to encourage spending, investment and growth.

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Pres. Moon hints at slowing down minimum wage hikes - Duration: 2:25.

President Moon Jae-in held a rare meeting today with representatives of small business...

and the self-employed.

It's part of his administration's efforts to help boost the economy from the ground

up.

He was clear about the importance of small business to Korea's economy.

Shin Se-min reports.

Promising more support for SMEs and the self-employed.

President Moon Jae-in, held yet another frank discussion session Thursday with representatives

of business -- the fourth of its kind since the turn of the new year.

The President noted that as of the end of last year...

self-employed people and SMEs numbered some 5-point-6 million, so he suggested they be

treated as their own sector.

"So, the self-employed are such an important pillar of our economy.

Considering the scale of self-employment and small business, I think it's right that our

economic policies should consider them independently."

He then added that his administration is the first to create a secretary for the self-employed...

in hopes of recognizing the importance of that business group.

The president then promised, by 2021, to issue 16 billion U.S. dollars worth of gift cards

to be used at small businesses and traditional markets.

Traditional markets, he added, will be equipped with better parking facilties, a factor that

could directly boost sales.

The president then revisited the idea of perhaps slowing down the government's minimum wage

hikes, like this year's of nearly 11 percent.

"I will make sure the self-employed and SME owners have their voices heard in the process

of setting the minimum wage."

President Moon, while consistently pushing for one of his major economic policies,...

income-led growth,... brought up the possibility of less aggressive minimum wage hikes,...

in light of the backlash from business circles and the weak job market.

With the president's hopes for better economic circumstances for those doing business this

year,… and his repeated hints that wage hikes might have to slow down, such a move

looks more likely in the coming years.

Shin Se-min, Arirang News.

For more infomation >> Pres. Moon hints at slowing down minimum wage hikes - Duration: 2:25.

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How Workers Compensation Works in House Cleaning - Duration: 12:16.

How workers' compensation works.

We're going to talk about that today.

Hi there.

I'm Angela Brown, and this is Ask a House Cleaner.

This is a show where you get to ask a house cleaning question,

and I get to help you find an answer.

Now, today's show is brought to us by MyCleaningConnection.com.

On there, there's a bunch of resources for you as an employer to help you run your cleaning

business, and there's information in there in a legal section on workers' compensation

and what you need to know.

All right.

Today's question comes from a house cleaner who asks this ...

Speaker 2: Hi, Angela.

I have a small cleaning company, and I'm ready to expand.

The only thing that's holding me back are the taxes and fees and stuff for hiring new

cleaners, like workers' comp.

I was wondering, what do I do to get those funds, or how do I hire more people without

breaking the bank?

Thank you.

Angela Brown: All right.

So, that's kind of a loaded question.

Where do you get the money and the resources to get all the legal stuff

ready for your business? Okay.

Well, let's talk about workers' compensation for a little bit and how that works because

the more you understand, the easier it's going to be to make that decision, all right?

The very first thing that you need to know about workers' compensation is it's an insurance

that protects you as the business owner against negligent job injuries.

So, if somebody gets injured on the job, instead of you going bankrupt because they sued you

for a bunch of money for their injuries, the insurance kicks in, and it pays their medical bills.

Now, yes, it's expensive, but it's more expensive if you have to file a claim because then your

insurance premiums are going to go through the roof, not just for that one employee,

but for all of your employees.

All right.

So, what is workers' compensation, and how can you utilize it to the best of your advantage?

All right, now, the very first thing that we have to realize is training.

When it comes to training house cleaners, it is very important that they understand

what proper protective equipment is.

This is the personal protective equipment that you wear when you're cleaning.

This might be gloves when you're using an abrasive cleaner, or maybe a disposable face

mask if you're breathing something that might have a heavy inhalation fumes while you're

cleaning a house.

Not standard for regular chemicals that we use, but if there is a heavy-duty job and

you have to use something special, you need personal protective equipment.

So, you need ventilation and all the things that we learn in OSHA, which is one of the

reasons that you want to study your workplace safety so that you don't have complaints from

on-the-job injuries.

Now, house cleaning does not really lend itself to a lot of on-the-job injuries, right?

Even if you're on a three-foot step ladder and you fall off, you're falling off onto

a carpeted floor, right?

That's not something that's going to crack and break all the bones in your body.

So, if you're following protocol in your company, it's not likely that you're ever going to

have to file a workman's' comp claim while your house cleaning, okay?

This is not like you're on the side of a building and you might fall off

while you're washing windows.

You're inside someone's house using a vacuum, okay?

So, can you skip it?

No, you cannot.

In most states around the United States, workers' compensation is mandatory with some really

steep penalties.

I know in the state of Illinois, for example, if you don't have proper workman's' comp

for your people, it's a minimum three-year prison sentence and fines up to $500 a day.

It's a very steep penalty.

You do not want to mess with this.

If you are required to have workman's' comp, you want to make sure that you offer that

to your employees.

All right.

So, here's how it works.

Workman's' comp is in insurance, but it's predicated on a bunch of rules and behaviors

as to how the situation is treated., and it's a very gray area.

So, immediately if you have a workman's' comp claim, you want to jump into gear and

do a couple of things.

As the business owner, you want to have forms that your employees can fill out that are

on-the-job injury forms.

I was injured on the job, and they need to fill it out immediately.

And then as an employer, you need to file that immediately.

Then go get an attorney immediately

because this is not going to be an easy or an inexpensive process.

Now, there are a couple of things that we know about attorneys.

They bill by the hour, so there is no incentive whatsoever for them to make this quick, decisive,

and be done with it, okay?

They're going to stretch this out as long as possible.

No offense to my attorney friends; this is just how they make their money, okay?

Now the next thing that you have to know is insurance companies make their money by charging

premiums to companies and hoping that they never have to pay out.

So, they're going to stretch this out as long as possible without making payments to your

employee so that they don't have to make the payments either.

This is going to become a really elongated process, and typically, workers' compensation

claims take months and years to resolve.

So, what you want to do as an employer is you want to have rules and regulations in

place upfront that says if you are injured on the job, you must come tell me immediately,

you must fill out an on-the-job injury form immediately, and you must take a drug test

immediately.

What you're doing is you're protecting yourself as the employer against things that could

be their fault from being inebriated or showing up to the job intoxicated.

So, you want to cover your bases first.

Now, on the other side, if you are the employee and you get injured on the job, you want to

make sure that you fill out the job injury form immediately, and you want to have proof.

So, after you fill it out, make sure you take a snapshot of it with your cellphone because

you will need it for court.

Now, if it's possible, you want to make sure that you have a witness, and so if you can

call a friend over and say, "Hey, I've been injured.

Can you come give me a ride home," and your friend comes over, it's great if your friend

will witness you filling out the on-the-job injury form.

Okay, great.

Now that we've covered that, now there is a record for your boss, and there's a record

for you.

The next step is you're going to go to the doctor.

The doctor is going to do a thorough evaluation of how badly you were injured, and that initial

interview or diagnosis is going to be crucial to what happens next.

So, you want to make sure as the employee, under no circumstances that you missed telling

the doctor this was an on-the-job injury, okay?

He needs to know that, and that needs to go in your file.

That's one more documentation that you reported it immediately.

A lot of workers' compensation cases fall through right at this very phase because either

it wasn't reported immediately or there's no proof that it was reported immediately.

So, you want to make sure that it is reported immediately.

All right.

Then the next thing is once this is reported and you go into the workers' compensation

system, now you have what's called an active file.

Once you have an active file, then you're going to go in for medical treatments.

This could be injections, it could be therapy, it could be a surgery, it could be a whole

host of different things that the doctor is doing to try to get you back to your normal

state so you can go back to work.

That's the end goal.

Now, while you're in that phase, you are entitled to some fees or some money, and so one of

those would be all of your medical expenses being paid, whether that's prescriptions,

whether that's the surgeries, whether that's the therapy, you are entitled to have all

of that paid for you.

Then the other thing that you are entitled to is a wage loss.

Now, you're taken off work because you're injured, and the doctor will determine how

long your injured; whether you can go back on light duty or whether you have to come

off of work altogether until your injury is healed, depending on the scope of your injury.

Now, in most cases, you are entitled a portion of your wages, which is like 66% of your previous

earnings previous to the injury.

So, if you are only part-time and you only earned ... I'm just making this up ... $400

a week, you're entitled to 66% of your $400 a week.

That will cover you, some coverage.

It's not going to give you your full wages, but it's going to give you some money while

you're out and you're recovering.

All right?

So then what happens once you have reached what's called MMI.

This is the maximum medical improvement.

So, the doctors say, "We've done everything we possibly can do here as well as you're

going to be," then you go to the next phase.

Once they give you that, "Okay, we're done with you," then it goes to a couple of things.

There is a pre-hearing, and so what happens is the insurance attorney and your attorney

get together and they go meet with the judge.

The judge says, "Okay.

Here's the scenario.

Here's what we're going to do.

Here's the end."

And you say, "Okay, great," and you take your money and you either go back to work or you

go to the next phase.

The next phase requires mediation, and what that is the boss, you, your attorney, your

boss's attorney, and the judge, and they get together and they decide what comes next.

Now, what comes next might be that there's a settlement of some sort and you are awarded

some kind of a disability.

The disability will be long-term.

Let's say you can never go back to work, then they will give you a percentage of whatever

they feel the disability is worth.

This is based on the American Medical Association and the guidelines that they have for disabilities.

So, this is not made up, but you will be awarded something.

Now, if you agree to that, great.

That's the end.

If you don't agree to it and you protest it, then there will be a hearing.

Now, this is where it gets really sticky and it drags on, like I said, for years.

So, you need to be really careful about the whole workers' compensation scenario because

it can become very lengthy, it can become very expensive in attorney fees, and it can

just create a whole lot of bad will in your company.

And if you're not careful, it can bankrupt your company.

The whole purpose of workers' compensation is to have an insurance that covers you in

the event that something like this happens.

My suggestion to you would be in the very beginning, set all of your rules and regulations

in place and then make sure that you have things in place like drug testing for on-the-job

injuries.

It's just mandatory.

It's not optional.

If you report an on-the-job injury, immediately, before you go home, there will be a drug test,

and that needs to be set up front in your initial interview so there are no surprises.

Then the next thing is you got to make sure that you have it in place.

You cannot skip the workers' compensation for employees that you have.

You do not want to go to jail over this, and you do not want to be fined very steep fines

for avoiding it or thinking the rules don't apply to you.

So, the secret to worker's compensation is immediacy every step along the way.

These are just some broad strokes.

If you ever find yourself in a situation where you need workers' compensation or you have

to file a claim immediately, go hire an attorney, okay?

Get all of your questions answered.

These are just some broad strokes.

The secret is immediacy.

Every step along the way, you need to make immediate decisions because once a decision

is made at any of the phases along the process, there's a certain window of time where you

can refute to that, and if you don't refute it, you lose your privileges.

So, you really need to understand it, and you need to understand this is not a game.

So, how do you do workers' compensation and not go broke?

The secret is understand the rules.

Be very crystal clear about what it is and know that a lot of this is based on the training

that you provide your employees.

So, if you take all of the safety precautions and you have rules and regulations in place

for how your employees behave while they're on the job, that will eliminate a lot of the

on-the-job injuries from negligence and working improperly.

All right.

I hope that helps a little bit.

I hope that opened a window into what the possibilities are so that you can move forward.

All right. If you found this helpful,

please recommend it to a friend, and until we meet again,

leave the world a cleaner place than when you found it.

For more infomation >> How Workers Compensation Works in House Cleaning - Duration: 12:16.

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