Thứ Sáu, 6 tháng 10, 2017

Youtube daily Oct 6 2017

Hi and welcome to Elite News.

For today's report we are going to look at Corporate Social Responsibility for the one

and only, Google.

Joining us today, we will have Haima Bali, who will be interviewing a Google employee

at the Google headquarters in Mountain View, California.

Hi I am here with Cristal, who works here at the Google headquarters in California.

Welcome to Google!

Let's get started.

So as everyone has probably heard, Google has quite a name for workplace perks.

We are here to see if Google can live up to its name.

How is it like to work here?

Well we definitely have a lot of perks that are not common to have such as the fitness

room, healthcare services, music classes, and variety of more where I'll take you in

our next steps.

So I'm gonna show you around now, let's go.

This is the music room where we offer music classes and you can come in here to relax

and get your mind off things.

Wow I see lots of people playing!

Yeah we also have special classes such as guitar lessons, you could take other lessons

that you want to take.

We also have degree programs here and this is a class setting of a typical day at Google.

And of course we have campus cafes and microkitchens.

So here is our fitness center.

We have a variety of classes if you want to go to yoga, if you want to go for free time.

Other than the fitness classes, we also have cooking classes, and this is the caterer's

entrance to the kitchen.

Wow, I hear people.

Yeah there are people cooking there right now and we cannot go in.

Oh do you want to hear something cool?

We also can bring our dogs to work!

So, Google is definitely excelling in wellness.

Can you tell me more about the employee benefits?

Yes, from the top of my head we have parental leave policies, retirement saving plans, and

death benefits.

They offer highly rated retirement savings, financial advisors and planning services which

is really helpful.

The employees are very well taken care of here!

It makes me want to work here.

Everyone here seems so excited to work.

Yeah, the atmosphere is very vibrant.

The goal is to accommodate Google's employees the best we can in all aspects of life, we

know that work is a huge part of an individual's life so we want to make it a lifestyle, and

comfortable, because the workplace is like a second home.

We value our employees and we want them to be here to stay.

That is Google's approach.

So workers are taken care of, what about the local community, or in other words, the greater

society?

Is there anything significant that Google does?Google has been participating in many

charities.

Google Givebacks and Charity: The Water is probably the most biggest one that involves

everyone around the world.

Their mission was to bring clean drinking water to every single person on the planet.

I've heard of that before, but how did they manage to do so?

Well, using Google Maps, this charity helps donors to connect with their donations.

After making your donations the donors are sent a set of GPS coordinates and photos where

they can track their donations and see the impact they are making.

That sounds really interesting and I hope there is a change.

Yes I agree and by using Google maps and Google tools this will reach out to the world and

inspire everyone to join organizations.

That is very nice.

We know that environmental concerns are arising and become more and more of an issue, especially

with climate change, and we want to know, how is Google addressing these concerns, being

one of the world's most largest and valuable brands?Well, Google has in fact many different

programs and initiatives that try to help preserve the environment.

One program that we have is our "Project Sunroof".

As more people are starting to lean towards solar energy, Google is making installing

solar panels easier and understandable for everyone to help people decrease their energy

bill.

This program puts Google's expansive data in mapping and computing resources to use,

helping calculate the best solar plan for you!

Wow that is interesting.

What other types of environmental initiatives does your company work on?

Yes, well another big environmental initiative we have would be our work towards encouraging

a green energy economy.

Our company has invested billions at developing wind and solar farms.

Additionally, as of 2017, Google has purchased enough renewable energy to match 100 percent

of its total electricity use, which has been a big goal of ours.

Also, fun fact, as part of our green initiative, Google regularly rents goats to mow the lawns

of their mountain view HQ.

The employees here even claim that they find it calming to see goats outside the windows.

Wow, that's definitely fascinating!

Thank you so much, this was lovely, I can see why Forbes ranked Google as having the

third best corporate social responsibility reputation as of this year.

Anything you would like to add?

Yeah I would just like to say I think Google has inspired many people around the world.

Google has given opportunities for everyone to shine and show others who they truly are.

They have been through so much just to make their employees happy by never giving up.

Since people are using technology to communicate and interact with each other from across the

world google was successful with making softwares to do so and this will spread the word out

to everyone.

In the future, Google should continue to guide everyone to the right path by supporting them

through charities and fundraisers.

They should continue to give free grants and scholarships to schools who are in need of

it.

Google is such a big company that it should be able to persuade their audience by advertising

and expanding.

I always think of myself as extremely lucky to work here, and I am grateful everyday that

I enjoy what I do because I know that there are a lot of people who don't feel the same

way.

Ok!

Thank you again!

And thank you for visiting!

Well, I think that this was a great experience.

Overall, I think that the way that Google has represented themselves is smart.

They have put in the effort to make their employees happy through multiple different

ways, which pays off for the company at the end of the day, as the more happy the employees

are, the more productive they will be.

I am also impressed in the way that Google has taken corporate social responsibility.

They have been using their very large platform to speak up and do good for society.

By the initiatives and programs that Google has created and continued to work on, such

as giving education to those that need it and encouraging a green energy economy, it

shows that Google is developing themselves in many ways, not just in their technology

industry.

I am reporting from the Google Headquarters in Mountain View, California, now back to

you Atika.

Thank you, Haima.

I personally love the attitude that Google has towards its employees, the amount of trust

they put into their employees by giving them all these assets and trusting them to be productive.In

the future, being one of the most influential companies in the worldLike Haima mentioned

earlier, Google has been ranked with one of the best corporate social responsible reputations

by multiple sources.

Reputation Institute, for example, globally ranks Google as having the best CSR Reputation

for the third year in a row.

The institute claims that four characteristics distinguish companies with strong CSR from

companies without: alignment, leadership, sincerity and engagement.

U.S. News and World Report mentions that Google is succeeding at not only at being good corporate

citizens, but also in communicating those characteristics to consumers who increasingly

rely on a brand's reputation in making purchasing decisions and recommending products and services

to others.

They also mention that Google has been carbon neutral since 2007 and has implemented numerous

environmentally friendly initiatives, including Google Green.

They add that Google was one of the first tech employers to release workplace diversity

statistics and has dedicated itself to expanding internet access.

Both sources based their rankings off of 3 aspects.

The first one is workplace which covers employee treatment and equal opportunity.

Secondly, they base it off of citizenship, which means the company's support of good

causes, positive societal influence and environmental responsibility.

And lastly governance, which looks at openness, transparency, ethical behaviour.

If you want to look at Google's financial reports you can visit their website where

you can find the quarterly and annual reports with the social audits and the shareholders

information.

That is it for today, and until next time.

I'm Atika and your watching Elite News.

For more infomation >> Google CSR Video - Duration: 9:33.

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How to Make a Pop Star Pinwheel ✨ Style Files Hair Tutorial | Sunny Day | Nick Jr. - Duration: 3:12.

It's time to get styling with Sunny Day Style Files.

Hi, it's me, Sunny, with another look inside the style files!

Grab a brush, hair elastics, hair pins, a sock, a teasing comb and some string!

You're going to create a pop star pin wheel!

Ready to look like a pop star? Great!

This hair style works best on damp hair.

Gather all your hair back into a pony tail!

Use a hair elastic to hold it in place.

You can use a comb or brush to smooth out any bumps.

For the next step, here's a fun idea, take a sock and cut off the toe.

Wrap the sock over and over until it looks like a donut.

Slide the sock donut around your pony tail!

Cool, huh?

Take two small sections of your pony tail,

and twist them each to the right, so they're nice and tight!

Now, twist those two pieces together to the left!

Stop twisting when you get half way down.

Now, it's time to take that twisted piece and loop it under the sock.

Pull the end through!

Look, you've created the first loop of your pin wheel bun!

That little left over piece that's sticking out,

we're going to twist that into the next piece.

Take that left over piece and add more hair to it.

Split it in two and repeat the process!

Twist each piece to the right.

Twist the pieces together to the left.

Loop it around the sock.

Pull the end through.

You're going to look great!

Once you loop through your last pin wheel twist,

take that remaining hair, split it in two,

and repeat the same process of twisting each one separately and then together.

Keep going until you reach the end!

Leave some loose hair at the bottom

and use a hair elastic to hold it in place.

We're going to make a handle for your pin wheel!

Now, take some pretty ribbon or string and twist it around the loose hair

we left at the bottom.

Keep going until you reach the end!

Time for another hair elastic!

Fold it up into the bottom of the pin wheel,

and use a hair pin to hold it in place!

Wow, it looks just like a pin wheel!

That pop star pin wheel is gorgeous!

[gasping]

I love it, Sunny!

That's definitely one for the style files!

Keep smiling, keep styling!

Get styling with Sunny Day, weekdays on Nickelodeon.

For more infomation >> How to Make a Pop Star Pinwheel ✨ Style Files Hair Tutorial | Sunny Day | Nick Jr. - Duration: 3:12.

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(เพลงแดนซ์มันๆ2017) เบสแน่นๆ EDM Nonstop Vol.08 [DJ SR REMIX] - Duration: 53:35.

For more infomation >> (เพลงแดนซ์มันๆ2017) เบสแน่นๆ EDM Nonstop Vol.08 [DJ SR REMIX] - Duration: 53:35.

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Where Y'at 6 picks for weekend of Oct. 6 to Oct. 8, 2017 - Duration: 2:13.

For more infomation >> Where Y'at 6 picks for weekend of Oct. 6 to Oct. 8, 2017 - Duration: 2:13.

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Ave Maria Instrumental 🎶 Hail Mary with Harp and Cello 🎻 Inner Peace and Positivity - Duration: 4:42.

For more infomation >> Ave Maria Instrumental 🎶 Hail Mary with Harp and Cello 🎻 Inner Peace and Positivity - Duration: 4:42.

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3 Simple Life Hacks - Duration: 2:34.

For more infomation >> 3 Simple Life Hacks - Duration: 2:34.

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See Through Car - Hitting Massive Potholes and Terrible Streets (E.1) 4K [ Slow Motion ] - Duration: 13:11.

Welcome back to warped perception.

First thing I need to do.

It's figure out what repairs need to be made.

Are you ready to strip down the Mercedes?.

Yes.

This episode is right up my alley.

I'm excited about it.

I got the idea to do this from the previous videos I've done.

See through engine.

And the see-through model rocket engine.

I had the idea to get a car.

And remove as much of the exterior as possible.

To reveal the suspension.

Drivetrain.

And Chassis.

Then I'm going to put the car through a few extreme tests.

And see what we get.

I think it's going to be really cool.

And I think we're going to learn something.

How about how the car works.

How the suspension components work.

And absorb the shock of the road.

And I definitely have some roads for you.

First thing I need is a car.

My friends at Mercedes-Benz of Chicago.

For this episode were nice enough.

To give me this car right here.

But not everything is perfect with this car.

Apparently it has already seen its day.

I have to make any necessary repairs.

Because.

This car is about to take a beating.

According to the repair order.

This car has two broken front Springs.

And ironically 4 bad shock absorbers.

Got to make sure we have enough windshield washer fluid in here for the road.

This car has been sitting here for two years.

Looks like we have an episode to make.

Are you ready to strip down a Mercedes?.

Yes.

No we got the car all cleaned up.

Ready to take it to the garage.

Alright so it looks like I didn't make it all the way.

This thing started overheating.

Somebody took the radiator hose off of it.

Oh well let's go get some antifreeze.

Good thing we're really close to Fletcher Jones.

Let's get this radiator hose plugged up.

We got the antifreeze.

Get this antifreeze in there.

Temperature looks good it's going down.

Alrighty we got the car up.

Let's do our preliminary inspection.

yeah something's not right in there.

Yeah so that spring is definitely broken.

The piece is still in there.

All we have to do is take this apart.

And get some new Springs in there.

And We're ready to go.

Alright there's our Springs.

I just want to make sure all of these covers are fastened down properly.

Before this thing hits the road.

And ready.

Oh yeah ready to hit the road.

Now that we got that all fixed.

Before I strip it down.

I'm going to take the car to our location.

See how it likes the terrain.

And the get a couple shots of it in its complete form.

We are here at the location.

And we're going to see just how much.

This Mercedes-Benz E-class likes this street.

Alright so it looks like after that one puny run.

Our car is overheating.

I think this has something to do with it here.

Tube that goes between here and here.

Must be part of the cooling system.

Because it's overheating.

What I did is.

I went to Home Depot.

And got this.

And a few fittings.

And I'm just going to outfit this with a.

A piece of tubing.

This brass nipple.

This hose right here.

I'm going to put a brass nipple right in here in this water neck.

And a brass nipple in this cooling Reservoir.

Then I'm just going to connect the hose in between the two.

And yeah I think we're set we're ready to go.

We have now arrived at one of the most exciting parts of our episode.

It's time to expose the inner workings of the Beast.

This is got to be one of the top three craziest ideas.

I've had yet.

Most of these things I do on my own.

But in this case.

I need some help.

Alright the whole thing comes off.

Go carry it Let's go.

Ready go all right.

Now for this next test.

I'm not going to run the length of the street.

I'm just going to hit one pothole.

And one particular pothole.

This one right here.

I saw this one a mile away.

This one is about eight or nine inches deep.

I'm going to try to hit this at about 20 miles per hour.

I think this is going to give us a great demonstration.

Of how the suspension components work in unison.

I don't think that at first we're going to get in the upward Force.

We're going to kind of get some lateral force in there.

And see how the suspension components deal.

With all of that shock.

And what they do with that energy.

So that's what we're going to do so let's go.

Okay so that was a little slow for my preference.

I got a little scared.

I thought the tire might pop.

And then I realized that this is a Mercedes.

That being said that last run was in about 10 miles an hour.

I'm going to jack this one up to about 20 or 25 miles per hour.

I think we're going to see some serious.

Some type of movement or something cool happening.

Now that I got that pothole run all done.

I'm just going to have fun with it.

I'm thinking I'm going to try to get this car airborne.

And the way I'm going to do that Is.

After looking at the street.

I realize that there's like a ramp right here.

If I drive in the opposite direction that I've been driving.

Which is going to be South instead of North.

I think I'll be able to catch some air.

I'm just a little bit worried because.

I don't want to bust up our air conditioning condenser.

Or bust up our radiator.

Because our air conditioning condenser is in such good condition as it is.

And yeah that's what I'm going to do.

Keep your fingers crossed.

And hope that I get air.

Alright so I shut it off right away.

I have some really crazy engine vibration.

I'm going to take a look and inspect the damage.

Let's look inside there.

And it looks like I bent the whole subframe.

Up about 4 to 5 about 4 inches.

Our whole radiator support has moved inward.

So our radiator is kind of tilted now.

I don't know over here.

I don't know if you can see that line right there.

Busted line hopefully that's not a power steering line.

Oh no you know what.

That's our AC line okay that's fine.

Well the good news is that our radiator isn't leaking.

The radiator is still intact.

Which means that the car is still in good.

Decent running condition.

But I think that's all of this street that this car is going to see.

I don't think it will take another run.

Since we really been that subframe badly.

And yeah that's about it.

That concludes episode 1 of our See through Car Series.

But don't you worry episode 2 is coming up right after this one.

I am excited to see what the limit of this car is.

And just how much I can take before it breaks.

I'm going to be pushing this car harder and faster in every episode.

So make sure you subscribe.

And look out for those episodes.

Tell us what you think in the comments below.

Thanks for watching.

Chao Chao.

For more infomation >> See Through Car - Hitting Massive Potholes and Terrible Streets (E.1) 4K [ Slow Motion ] - Duration: 13:11.

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聯邦醫療保險:幫助您選擇適合您的計劃指南 | Humana - Duration: 23:13.

大家好,歡迎來到聯邦醫療保險

幫助您選擇適合您的計劃指南

對於即將年滿 65 歲或快接近的任何人

還是才剛符合投保 聯邦醫療保險條件的人來說

今天將是認識聯邦醫療保險的基本知識 A、B、C 和 D 部分好的機會

不要擔心,我會在這裡幫助您 對這項政府計劃的要點有更好的瞭解

好讓您選擇適合您的計劃。

當您選擇聯邦醫療保險時 需要考慮很多不同的選項

適合您的選擇可能不適合您朋友 或甚至是您配偶

換句話說,您必須弄清楚不僅是今天 還包括未來您的具體健康需求

Humana惠安納 希望您在選擇您的聯邦醫療保險時有信心

我們將會大致討論以下幾件事

關於聯邦醫療保險的事實

您的聯邦醫療保險選項

費用 重要日期和其他事項

每個人都清楚我們將要討論的內容嗎?

讓我們來談談關於聯邦醫療保險的 第一個問題

什麼是聯邦醫療保險?

聯邦醫療保險是一項為 65 歲以上人士

和符合殘障及某些疾病資格的個人

而設的全國健康保險計劃

您也可能有資格透過您的

配偶獲得聯邦醫療保險福利

聯邦醫療保險分為 4 個部分

分別是 A、B、C 和 D 部分

A 部分和 B 部分稱為原有聯邦醫療保險

C 部分稱為聯邦醫療保險優勢計劃

而 D 部分則代表處方藥保險

讓我們先來談談原有聯邦醫療保險

合法的美國居民在年滿 65 歲時

有資格獲得 A 部分和 B 部分保險 即使您仍然在工作

然而,您可能有權透過您的配偶 獲得免保費的聯邦醫療保險 A 部分

但您仍然必須符合投保 聯邦醫療保險的年齡或殘障條件資格

重要的是,如果您未滿 65 歲 但是身有殘疾

您也可以有資格獲得 聯邦醫療保險 A 部分和 B 部分

好的,讓我們休息一下 來回答幾個有趣問題

這些問題都不難 只是一些關於我們剛剛談過的內容

以下哪一位華裔名人 不符合投保聯邦醫療保險的條件?

a) 趙小蘭

b) 貝律銘

c) 王微微

d) 林書豪

答案是我們不知道 事實上,我們沒有足夠的資訊

確定上述這些名人是否符合投保資格

誰有資格獲得聯邦醫療保險 這並不夠清楚

除了一個人的年齡或出生地點以外 還有更多其他條件

原有聯邦醫療保險 A 部分和 B 部分

是大多數人聽到 聯邦醫療保險這個詞就會想到的

原有聯邦醫療保險 是由聯邦政府管理的保險計劃

A 部分通常幫助給付住院費用

B 部分則給付其他醫療開支

如果您或您的配偶總共工作了 10 年

並且在這段期間繳納了薪資稅

那麼當您年滿 65 歲時

您就有權免費獲得 A 部分保險

一般來說,您必須支付 一定的保費才能獲得 B 部分保險

聯邦醫療保險 C 部分被視為 您如何獲得聯邦醫療保險的一項選擇

這一點很容易記 只要記住 C 代表 Choice選擇

C 部分也稱為 聯邦醫療保險優勢計劃或 MA

承保原有聯邦醫療保險的 所有福利以及提供其他更多好處

D 部分則是處方藥保險 D 代表 Drug藥物

您可以透過兩種方式獲得 D 部分保險

或包含處方藥保險的 聯邦醫療保險優勢計劃

也稱為 MAPD 計劃

簡單地說,您需要一項 D 部分處方藥計劃

聯邦醫療保險 C 和 D 部分

由私營健康保險公司管理

您可能需要繳納額外保費才能獲得此保險

那麼,在所有這些聯邦醫療保險部分當中 我有哪些選擇?

問得好!

多人採取投保原有聯邦醫療保險A 部分和 B 部分

和購買一個獨立的處方藥計劃D 部分

由於聯邦醫療保險只承保您的醫院和醫療需求的 80%

很多人也購買聯邦醫療保險補充保險計劃

以彌補聯邦醫療保險承保範圍的一些缺口

這些聯邦醫療保險補充保險計劃

也稱為附帶補充保險 Medigap 計劃

您在圖解頂部看到的就是這種選擇

另一種選擇是購買聯邦醫療保險優勢計劃C 部分

優勢計劃保險承保 A 部分和 B 部分的所有福利

通常也包括 D 部分

並已填補原有聯邦醫療保險中的許多缺口

因此您不需要附帶補充保險 Medigap

這是一種涵蓋所有福利甚至提供更多好處的保險計劃

我們將在稍後討論

讓我用另一種方式來說明這一點

原有聯邦醫療保險就像一塊瑞士乳酪

很好的保障.....大約 80%

這些洞是您最後要支付的費用

自付扣除金

共同保險額

門診手續費

看到這個大洞嗎?

這就是處方藥保險 原有聯邦醫療保險不包含處方藥

有些人選擇利用補充保險 來填補原有聯邦醫療保險的洞

填的洞越多…費用就越高

但補充保險仍然無法填滿一個大洞

這便是處方藥保險

有些人選擇利用補充保險 來填補原有聯邦醫療保險的洞

然後,再購買一項單獨的藥物計劃 來填補原有聯邦醫療保險

和聯邦醫療保險補充保險計劃無法填補的這個大洞

這種方法有用!三張卡和三個保費

或者,某些人選擇涵蓋 原有聯邦醫療保險和更多福利的保險

自動填補原有聯邦醫療保險的很多洞

而且處方藥保險也包括在內

怎麼做?

透過聯邦醫療保險優勢計劃

只要一張卡,一個保費, 一家公司......就這麼簡單!

現在您既然知道了您的一些選項

接下來您需要知道什麼時候可以登記

您的初投保期或 IEP 很重要

這是根據您個人的生日 或您因為殘疾而剛符合資格的一個日期

這是您可以開始選擇聯邦醫療保險選項的時間

從您年滿 65 歲的三個月前

您年滿 65 歲當月以及 您生日月份後的三個月開始

換句話說,您總共有七個月的時間做決定

如果您在 65 歲之後退休 投保取決於您的僱主贊助保險的結束時間

我現在要談一些可供未來參考的資訊

C 部分和 D 部分有兩個在 IEP 之後要記住的重要日期

就是年度投保期 AEP和年度退保期ADP

我知道,有很多首字母簡略詞

AEP 是正值秋天人們可以購買聯邦醫療保險 優勢計劃和處方藥計劃的時候

也就是10月15日到12月7日之間

之後,如果您想要的話 還是有時間返回原有聯邦醫療保險

一般來說,只有當您有特殊情況時

例如您搬離計劃區域或者現在享有醫療補助

才能在這些時間以外變更計劃

現在讓我們來談談您的選擇找到適合您的計劃

當選擇一項適合您的計劃時 需要考慮許多因素

聯邦醫療保險並不是一種適合所有人的計劃

它分為幾個部分,您可以根據自己的需求定製

預想您的需要和知道您的選項

對於獲得您所需和負擔得起的 醫療保健以保持身體健康十分重要

要考慮的三個要點包括

費用:您需要負擔多少錢

福利:不只為現在 更為將來我真正需要什麼

方便:網絡提供者對您來說是否方便

總是想到您現在和未來的需求 這是一個簡短的作戰計劃

首先,自我反思和審視您目前的醫療情況

如果您正在應對慢性病和/或服用品牌藥物

您的需求將與那些只想投保遇到 緊急情況時去醫院就診保險的人大不相同

考慮您去看醫生類型多久看一次 以及他們在哪裡

考慮您所服用的處方藥類型和在哪裡配藥

試著預想潛在的未來需求

如醫療用品、手術或療養院照護

您的家族健康史怎麼樣?

您旅行嗎?

某些計劃只有當您身在國內 或本州的某些地區時才為您承保

如果您長時間不在家最好投保一項

您在家裡和出外旅行時都為您承保的保險

計劃每年都會變更

如果您依賴計劃中的某些方面請保住它們

讓我們花一點時間討論您的聯邦醫療保險優勢計劃選項

選擇聯邦醫療保險優勢計劃而不是 原有聯邦醫療保險時需要考慮以下幾點

您必須同時投保 聯邦醫療保險 A 部分和 B 部分

您通常必須支付額外的計劃月保費

只要您繼續支付 B 部分保費 便能保有聯邦醫療保險計劃的會員資格

您可以選擇更多資格的保險保障 例如牙科和視力保險

這成為選擇性補充福利需要支付額外保費

讓我們休息一下,這是另一個有趣問題

對或錯?

如果您選擇聯邦醫療保險優勢計劃

您必須先投保原有聯邦醫療保險

如果您回答『對』,恭喜您答對了

您必須先投保聯邦醫療保險 A 部分和 B 部分

然後才能選擇聯邦醫療保險優勢計劃

重要的是,如果您選擇聯邦醫療保險優勢計劃

仍然在聯邦醫療保險內,如果適用

您仍須支付您的 B 部分保費 以及聯邦醫療保險優勢計劃的保費

有了聯邦醫療保險優勢計劃 您的選擇內還有不同選擇!

您可能經常聽到 HMO 和 PPO 這兩個詞

但是往往很難理解這兩種類型的計劃之間的區別

記住,當選擇您的醫療保健計劃時

沒有正確或錯誤的選擇

對這些計劃及其工作方式有深入瞭解 將有助於您選擇最適合您的計劃

一般來說,HMO 或健康維護組織有一名家庭醫生

幫助您在計劃的醫生、醫院 和其他醫療保健提供者網絡之內安排您的醫療保健

優選醫療提供者組織或 PPO能讓您 選擇接受聯邦醫療保險的任何提供者

但您使用計劃網絡內服務 所支付的費用可能較低

您可能會發現大多數聯邦醫療保險 優勢計劃都是 HMO 或 PPO

聯邦醫療保險優勢劃還有其他類型

私營付費服務計劃提供更多選擇自由

但可能仍然需要接受計劃網絡安排

而且,它可能是比較昂貴的計劃之一 特殊需求計劃 SNP

適用於可能患有如糖尿病等慢性病的人 它也適用於那些符合

獲得聯邦醫療保險和醫療補助條件的人

我在前面說過,您需要有 D 部分保險

如果您只選擇投保原有聯邦醫療保險

您可以投保單獨的 D 部分計劃

聯邦醫療保險優勢計劃的好處是

您的醫療和處方藥保險 可以合併為一項計劃

在選擇處方藥計劃時,請記住這一點

首先,確保您使用的處方藥在您選擇的計劃中

其次您可能聽過人們提及保險缺口 或甜甜圈洞

這時您必須支付較高百分比的處方藥費用

當您的費用總額達到指定的金額時

您便需要出入保險缺口

這些金額每年由 CMS 調整

特別是對於必須服用處方藥的人來說

這是需要考慮的事

最後,您選擇的計劃可能會提供您 比目前正在服用的藥物更便宜的替代藥物

好,這是另一個有趣問題

以下哪一項不受原有聯邦醫療保險承保?

a) 外國急救

b) 醫生診所診療費用的 20%

c) 長期住院

d) 以上皆是

答案: d) 以上皆是

聯邦醫療保險優勢計劃的重點 在於它提供的額外福利

這些計劃通常包括可能有助於

減少自付費用的額外福利和服務 某些計劃可能會包括

某些計劃可能會包括

健身方案

視力和牙科保險

郵購藥房

健康教育方案

護士諮詢專線

Humana 惠安納希望幫助我們的會員 瞭解並達到最佳健康狀態

我們30 多年以來一直為公眾 提供聯邦醫療保險優勢計劃

在這段期間,我們累積許多學習與經驗

改變了我們提供健康保險的方式

我們自豪地說,我們目前有 超過 300 萬名會員享受Humana惠安納的

一體化聯邦醫療保險優勢計劃

這是根據 Humana Inc. 2016 年 5 月 4 日

發佈的 2016 年第一季營收公告

我們希望幫助您實現今天 明日和多年後的目標

我想特別指出 Humana惠安納 為會員獲取最大福祉的幾種方式

SilverSneakers?

健身方案

會員可以使用設備或者在 11,000 個特約 健身中心之一上課

對於健身房以外的選擇

請嘗試 SilverSneakers FLEX?

包括在當地公園和娛樂中心 提供的太極、瑜伽和散步團體課程

Humana惠安納 電話值班護士

您有問題想請教醫生, 卻無法與他們的診所取得聯繫?

請隨時致電我們的免費電話

並獲得註冊護士的專家意見

遇到緊急情況時,請總是撥打 911

Humana惠安納 指導中心

在 Humana惠安納

我們相信面對面關係的重要性

因此,我們在全國多個大都會地區建立了指導中心

在那裡,您會找到專職工作人員

和有著教育活動、運動課程、電影等資訊的行事曆

那麼,究竟哪種計劃才適合您呢?

正如我們所說,這是由很多不同的因素組成的

我們今天只是大致上談到聯邦醫療保險

但沒有深入到您所在地區 各方面的劃具體細節

您可能會想與可以回答您個人問題的人聯繫

好比說「我的醫生是否在網路內」 或「一些東西費用是多少」等

一名 Humana惠安納 持牌銷售代理可以

回答您的個別疑問

給您進一步的資訊

安排聯邦醫療保險優勢計劃個人諮詢

請致電我們週一至週五上午 8 時至晚間 8 時

如往常一樣,如果您已有銷售代理

您應該繼續與他們直接合作

這裡有其他一些有用的資訊

包括 www.medicare.gov 可以自行查看,謝謝

}

For more infomation >> 聯邦醫療保險:幫助您選擇適合您的計劃指南 | Humana - Duration: 23:13.

-------------------------------------------

How Much Does It Really Cost To Own A Ferrari - Duration: 7:44.

How Much Is It To Own A Ferrari http://thewealthbuilderz.com

The Wealthbuilderz Blog http://thewealthbuilderz.online

http://jalopnik.com/heres-what-it-cost-me-to-own-a-ferrari-for-a-year-1669923931

Marketing Site http://five280marketing.ws

Connect with me on social media Facebook

http://facebook.com/devaughn.burke Google Plus

Instagram http://instagram.com/iamfive280

Twitter http://twitter.com/devaughn5280

Pinterest http://pinterest.com/five280

Ibotoolbox http://ibotoolbox.com/five280

My MCA Sites http://motorclubofamerica.online

http://motorclubofamerica.online/roadside-assistance http://motorclubofamerica.online/career-opportunity

My Clothing site http://thevintagenvy.com

Whats good wealth builderz Its yah boy back again with another video

And today we are discussing How Much Is It To Own A Ferrari

Now let me get this clear....

I do not own a Ferrari Once again I do not own Ferrari

But I'm thinking about getting one

so I figured I'd do some research on How Much Is It To Own A Ferrari

and share it with my subscribers cool?

Ok so moving right along I found this blog post on jalopnik.com

and it pretty much broke it down into the simplest terms possible.

The case study of owning a Ferrari for a year debunked alot of myths

like oil changes and regular maintenance issues would be in the $1000's

Buts clearly not that deep

Don't get me wrong the costs were pretty much the same

as a luxury vehicle

He paid $86,500 Ferrari 360

He sold it after owning it for a year The price he sold it for was $78,000, for

a total loss of $8,500

He spent a total of $4,629.81 on repairs and maintenance.

Now in blog he goes on into detail about all the maintenance

he had to do on the Ferrari within a year Keep in mind these weren't major repairs

These were more like oil changes, brakes and I believe a tire repair

if you want find out more in detail go ahead and read the article

the link is somewhere in the description.

My thing is owning a luxury vehicle like a Ferrari or anything in that class

will cost you some real money

and if you think your regular managerial position

at joe schmos is going to afford you an Ferrari any time

soon Well then I'm here to wake you up

Your going to need

to find an extra stream of income that will get you to that 6 and 7 figure level.

If you know your ready to get to that

click the link below

And watch the FREE Video and lets start making that money.

Also like share and subscribe to my channel Until next time wealthbuilderz

Its yah boy DeVaughn signing off for How much does a Ferrari really cost

For more infomation >> How Much Does It Really Cost To Own A Ferrari - Duration: 7:44.

-------------------------------------------

Kimmel Secretly Adds More Security After Calling for Gun Control… Then James Woods Steps In - Duration: 2:34.

In the wake of the Las Vegas massacre, late night host Jimmy Kimmel has taken the mantle

as Hollywood's top gun-grabbing celebrity.

Overnight, his teary-eyed rants against Obamacare repeal turned into teary-eyed rants against

the Second Amendment — and he became again the darling of the media.

However, as it turns out, his rants have led to confrontations with pro-Trump demonstrators,

leading him to secretly increase security at his shows.

Because, after all, why should a big shot like Kimmel be forced to interact with anyone

who disagrees with him?

Gossip website The Blast reported that "ever since Kimmel re-ignited his campaign against

the Republicans' health care proposals, the comedian has had some issues with protestors

at the show."

"We're told the show has responded by adding security to the tapings — increasing

personnel at both the front and back entrance," The Blast wrote.

"According to our sources, the additional security consists of highly-trained, off-duty

police officers.

"Our sources say that in addition to protestors at the show, several 'concerning' emails

and letters have been sent to production."

Conservative actor James Woods, meanwhile, has never been shy about criticizing his fellow

celebrities penchant for hypocrisy Check out his perfect reaction to Kimmel's

decision to beef up his personal protection: Woods perfectly pointed out the hypocrisy

in Kimmel's tearful rant.

Sure, he thinks the proles should give up their right to self-defense.

They shouldn't be able to utilize the protection the Second Amendment affords them.

He's important, though, so of course he gets armed, off-duty cops.

Right.

This is the hypocrisy of the elite left, whether it be in Hollywood or Washington.

Most of them spend their entirety of their lives secured by people with guns.

Yet, they're utterly convinced everyone who isn't them should have their right to

self-defense severely qualified, if not eliminated completely.

James Woods merely pointed out the glaring hypocrisy.

We would never think of denying Jimmy Kimmel the right to defend himself from "protesters"

and "concerning" emails.

We would just ask he extend everyone else that same luxury.

What do you think about James Woods' comment on Jimmy Kimmel's "security"?

Please Share this news with your thoughts on the hypocrisy of Jimmy Kimmel and Hollywood

elites.

Scroll down to comment below and don't forget to subscribe top stories today.

For more infomation >> Kimmel Secretly Adds More Security After Calling for Gun Control… Then James Woods Steps In - Duration: 2:34.

-------------------------------------------

I Am (아이엠) - Full Episode 3 [Eng Subs] | Korean Drama - Duration: 19:37.

I Am

It's so hot.

He's gone. What's with that guy?

Why did you come here?

I was just passing by.

Why did he startle you so much? Do you know him?

He said he was a bad guy.

Who said?

- Dad. - Oh,

that guy. I guess he is your dad.

Annie!

I'm off.

What are you doing here? I thought you already went in.

What... were you watering the tree?

Seriously.

Who's that?

Oppa.

Oppa? Your brother? Does he have a girlfriend?

So what if he does? I can just steal him. Introduce me to him.

- She's crazy, don't worry. - Cra-

Crazy?

Me. Me.

Annie!

It's been a while.

Kang Sang Ki?

Why not just go "Yo, Sang Ki, what's up?" if you're at it? So impolite.

He's my boyfriend.

You shouldn't stay here. Let's go.

No.

- You still have to- - I don't want to.

This thing, really... Are you just going to hide behind-

- Stop it!

Joo Yeon.

Annie. You want to stay with me, don't you?

- Yeah. - Then don't go.

Joo Yeon, about that...

Annie, you go first. I will take care of the bad guy Kang Sang Ki, okay?

Joo Yeon. It's not what you think.

"It"? Do you consider Annie to be an object?

Cha Joo Yeon.

Kang. Save it for later.

Hey, Cha Joo Yeon! Joo- Cha Joo Yeon!

She's driving me crazy.

Annie. You got upset, didn't you?

♫ I want you a lot, a lot, a lot ♫

That guy, Kang Sang Ki, is only like that because he doesn't know you, so don't look into it that much.

♫ I want you a lot, a lot, a lot ♫

♫ I want you a lot, a lot, a lot ♫

It's okay.

I'm here for you. I'm here to take care of you, so don't worry about a thing.

Unnie.

What? Tell me.

I want to watch that.

[ BTS - Blood Sweat and Tears ]

♫ I knew that wasn't it ♫

The kids keep talking about them, so I should probably watch that too.

A lot, a lot, a lot!

Wow, they're so cool!

Of course you should, Annie. You should watch that.

I wonder if there's anything to it. I should go to the kitchen.

Don't worry.

What?

Kang Sang Ki's always been like that. I don't mind.

What is this? Aw, you precious thing! I'm so proud.

How did you know? Thank you, Annie.

Who do you take after that you're so nice? Aw, Annie!

What the hell?

You home?

What's going on? Are you hugging her? Does she even know what it is?

What? This crazy little... Hey!

Get over here.

Noona. Ow, that hurts!

What's this?

Please go out with me.

This... I put my phone number there, so think about it and let me know.

Also.

Think about it and let me know. Ooh!

Annie, what are you going to do? Will you go out with him?

This isn't really my style.

Then let's open the present.

I'm so curious.

What could it be? How do you open this?

Hey, what's this?

What?

Oh, it's just the number she should think about and let him know.

Stop teasing and open!

Come on!

He left a heart! Aw!

Open it.

Heart?

Oh, no... my oppa is so cool...

Hey! Did you hear?

What?

Joon Soo gave a present to some girl Annie!

What? The son of a gun.

Who's that chick?

Which one of you losers is Annie?

You're Annie?

You look so plain.

You go around flirting with guys?

That's enough.

Joon Soo is mine, so back off, okay?

If you don't want to kick the bucket.

Hey!

What's with you?

Hey, Kim Eun Bi. Shut up and beat it.

Crazy b*tch.

What's it to you? Don't you know this is none of your business?

Who are you, huh? Do you want to die?

And who are you now?

Stop it.

What the hell? Let go!

She trying to die or-

What the hell are you doing?

Teacher, these girls just came in and-

Annie. Let her go, now.

Teacher, they came in and started things.

All of you, follow me.

Some class president, aren't you.

- Teacher, we really didn't do anything. - What was that?

Who told you it's okay to fight? Hands up!

I have to go to class now, so stand there and reflect on what you did.

Annie, don't your arms hurt?

My arms never hurt.

It's okay to let them down now. The teacher's gone.

You're so naive.

Shall we run?

What's gotten into you, model student?

I just can't sit here and be treated so unfairly.

Let's go.

Unnie will get mad though.

Let's leave tomorrow's worries to tomorrow.

Let's go! Come on!

Yeah, let's go.You only live once.

But unnie is...

Come on, Annie. Let's go.

Let's go!

Let's go, run!

Hey, no one came after us, right?

It's been a while since we skipped, hasn't it?

It feels so nice to bail.

Doesn't it? Don't you feel like you've won?

Yeah, a bit.

Unnie will get mad.

Hey, it's okay. Stop worrying.

The homeroom teacher might kill us tomorrow at school,

so let's play as if today's our last day. Go, go, go!

Go!

Go, go.

♫ Come on, tell me ♫

♫ Two Champ beat ♫

♫ Hey, come here, tell me why are you acting so frustrated? ♫

♫ You're friends with the girl in another class? Don't you dare smile at her ♫

♫ On my way to see you ♫

♫ Why am I so nervous? ♫

♫ I wanna swag, I want you, this and this, I want to see you ♫

♫ Oh, my, oh, my, oh, my ♫

♫ What did I just do? ♫

♫ Oh, my, oh, my, oh, my ♫

♫ All I think of is you ♫

♫ What do I do with myself? I'm so into you ♫

♫ What do I do with myself? ♫

One, two!

♫ Hey, come over here, why are you being so frustrating ♫

♫ How many times do I need to tell you? Look at the time ♫

♫ On the way to meet you ♫

♫ Why am I so nervous? ♫

♫ I wanna say, I want you ♫

♫ This and this, I want to see you ♫

♫ Oh, my, oh, my, oh, my, What did I just do? ♫

♫ Oh, my, oh, my, oh, my, All I think of is you ♫

♫ What do I do with myself? I'm so into you ♫

♫ What do I do with myself? ♫

♫ Baby, baby ♫

♫ Stop it ♫

Oh my God!

Woah.

♫ Baby, baby ♫

♫ Turns red ♫

♫ That just means that I ♫

♫ like you, what should I do? ♫

♫ I've lost so much weight ♫

♫ It's so ticklish ♫

♫ All the other guys look at me ♫

♫ Everyone but you know me ♫

♫ I'm worried ♫

Hey, what was that? I thought you were an idol.

I know, right? Where did you learn how to dance so well?

From TV.

She's crazy. Are you a genius or something?

You should be in a girl group.

You won't have to go to college, and we can hang out and get married to the BTS oppas.

BTS, you say? The BTS oppas will get scared of your face and run away.

Come over here. You're dead once I get you. Come here!

Hey, Ji Eun, Ji Eun.

You're so bad!

You're so bad!

You're so bad!

You crazy?

You violent girl.

My friend just hit me.

Wow.

Hey, she smiled!

I've never seen her smile.

I know, right? I didn't even know she could.

So this is it. Liking someone.

What did you say?

I like you guys.

Wow, goosebumps.

Oh my God! You just said it like that

and it made my fingers go like this. Is this like, American style?

That was so cheesy!

Let's go, let's go.

Hey, they won't uncurl.

Chang Woon Woo!

Chang Woon Woo!

You scared me. What the hell?

Unnie told me to wake you up. Come have breakfast.

I don't want to eat. Get out.

Unnie said to come out.

I'm not eating.

What are you doing?

That's what I should do if you don't eat.

You're an actual baby.

You're so cute.

Annie.

What?

I'm going to come out, so can you let go of my ear?

Okay.

Go eat.

I thought my ear would fall off.

♫ You're mine, you think I might change ♫

♫ Pinching my cheeks. Touch, touch ♫

♫ I'm so nervous. What's this about? That's so mean. I think I love you so ♫

Hey, baby!

You're early.

Have a seat.

♫ I feel like I'm going to melt ♫

- But who is this? - Oh,

about her...

I'm his younger cousin.

Oh, his cousin! He never told me he had such a pretty cousin!

What's your name?

Annie.

Yeah, she's my little cousin. She came from the States. Annie.

Oh, from the States.

She came a bit back to Korea to study. Today, she was supposed to stay with my sister.

But she went on a business trip, so I had to bring her with me.

Is it okay if she hangs out with us just today?

Sure, no problem! It's so nice getting to know such a pretty friend.

Annie, leave it to me. We'll have a lot of fun today!

♫ I don't want to admit it ♫

As expected, your heart is as beautiful as your appearance, Seul Bi.

I'm pretty?

Then pwease tell Seuw Bi she's cute.

Aw, my Seuw Bi is so cute? Such a cute baby.

No.

♫ My heart beat stopped. My feelings have all stopped ♫

What?

I hate this.

Subtitles & Timing by the I AM Team @ Viki

♫ On the road we walked every day ♫

♫ Do you remember the promises we exchanged? ♫

For more infomation >> I Am (아이엠) - Full Episode 3 [Eng Subs] | Korean Drama - Duration: 19:37.

-------------------------------------------

Medicare: 적합한 선택을 돕는 가이드 에 오신 것을 환영합니다 | Humana - Duration: 23:57.

안녕하세요. "Medicare: 적합한 선택을 돕는

가이드"에 오신 것을 환영합니다.

올해 65세가 되는 분이나 65세 생신이 얼마 남지 않은 분들

또는 Medicare 가입 자격을 새롭게 취득하신 분들에게

오늘은 Medicare의 A, B, C, 및 D에 대해 배우실 좋은 기회가 될 것입니다.

걱정하지 마십시오. 이 정부 프로그램의 가장 중요한 부분을 잘 이해하셔서

여러분 자신에게 가장 적합한 보험을 선택하실 수 있도록

제가 도와드리겠습니다.

Medicare 보험 혜택을 선택할 때는 많은 옵션을 고려해야 합니다.

본인에게는 적합한 옵션이 친구 또는

배우자에게는 적합하지 않을 수도 있습니다.

달리 말씀드리자면, 여러분이 고민해서 결정해야 할 사항은

여러분의 현재, 또 미래의 구체적인 건강 상태와 필요에 달려있다는

것입니다.

Humana는 여러분이 선택하시는 Medicare 보험에 확신할수 있도록 도와드리겠습니다.

오늘 이야기 나눌 몇가지 중요 내용들입니다.

Medicare에 대한 사실 Medicare 옵션, 비용, 중요한 날짜및 기타 정보

지금부터 무슨 이야기를 나눌지 모두들 명확히 이해하셨습니까?

Medicare에 관한 첫 번째 질문부터 시작해 보도록 하겠습니다.

자, Medicare란 무엇일까요?

Medicare는 65세 이상의 개인과 장애 및

특정 질병을 가진 자격이 있는 개인을 위한

국가 의료 보험입니다. 배우자를 통해

Medicare 혜택을 받으실 수도 있습니다.

Medicare에는 Part A, B, C 그리고 D가 있습니다.

Part A와 B는 Original Medicare라 불리고

Part C는 Medicare Advantage이며 Part D는 처방약 보험입니다.

먼저 Original Medicare에 관해 알아보겠습니다.

65세가 되시면 아직 일하고 계시더라도 Part A와 B 가입 자격이 있습니다.

배우자를 통해서도 Medicare에 가입하실 수 있으나

그 경우에도 본인이 연령 또는 장애 조건을 충족하셔야 합니다.

65세 미만이더라도 장애가 있으면 Medicare

Part A 와 B 가입 자격이 있을 수 있습니다.

좋습니다. 일반 상식 문제로 잠시 휴식을

취하도록 하겠습니다.

어려운 질문이 아니고 우리가 말하고 있는 것에 관한 몇몇 질문입니다.

다음 중 어느 가수가 Medicare 가입 자격에 해당되지 않을까요?

1번 양희은, 2번 전인권

3번 김창완, 4번 G 드레곤

정답은 바로 '모르겠다' 입니다.

사실은 위에 나열된 가수들이 누가 Medicare 가입 자격이 있는지

늘 명확한 것은 아닙니다.

연령이나 출생지 그 이상의 정보가 필요합니다.

Original Medicare, Part A 와 B가 대부분의 사람들이 가장 많이 알고

있는

Medicare 보험입니다. Original Medicare는 연방 정부가 관리합니다.

Part A는 일반적으로 병원 입원 비용을 지원하고

Part B는 기타 의료 비용을 부담합니다.

여러분이나 배우자가 총 10년을 일을 해왔고

이 기간 동안 급여세를 내신 경우, 65세가 되시면

추가 비용 없이 Part A 가입 자격을 얻습니다.

Part B 가입은 일반적으로 보험료가 적용됩니다.

Medicare Part C는 Medicare 보험 혜택을 받는 방법에 대한

하나의 선택으로 보시면 됩니다. 기억하기 쉽습니다.

선택을 의미하는 Choice의 C로 기억하시면 됩니다.

Part C는 또한 Medicare Advantage 보험 또는 MA로도 알려졌으며

Original Medicare의 모든 혜택과 그 외 다양한 혜택을 제공합니다.

Part D는 처방약 보험 혜택입니다.

Drug의 D 두 가지 방법으로 Part D 보험 혜택을 받으실 수 있는데,

독립형 Part D 보험이나 또는 MAPD 보험으로 불리는

처방약 보험 혜택이 포함된 Medicare Advantage 보험을 통하는 방법이 있습니다.

간단히 말하자면, 여러분에겐 Part D

처방약 보험이 필요합니다.

Medicare Part C와 D는 민간 보험사가 관리하며,

이 보험 혜택에 대한 추가 보험료를 지불하셔야 합니다.

이 Medicare Part에는 어떤 옵션들이 있을까요?

좋은 질문입니다! 많은 분들이 사용하는 옵션의 하나는 Original Medicare(Part

A와 B)에

가입한 상태에서 독립형 처방약 보험(Part D)에 가입하는 것입니다.

Medicare가 병원 및 의료 요구의 80%만을 보장하므로

많은 분들이 Medicare 보조 보험에 추가 가입하여

Medicare 혜택의 공백 일부를 채워드립니다.

이러한 Medicare 보조 보험을 Medigap 보험이라고 합니다.

이 옵션은 이 그림 상단에 있습니다.

다른 옵션은 Medicare Advantage 보험

(Part C)에 가입하는 것입니다.

이 Advantage 보험은 Part A와

B 보험 혜택 모두를 제공하며

보통 Part D가 포함되어 Original Medicare의

많은 공백을 채워주기 때문에

Medigap 보험이 필요하지 않습니다.

하나의 보험으로 이러한 모든 혜택 및

추가 혜택을 제공받는데

잠시 후 설명해 드리겠습니다.

이를 다른 방법으로 설명해보겠습니다.

Original Medicare가 스위스 치즈 조각이라고 생각하십시오.

좋은 보장 범위로 약80% 정도 보장되며,

구멍은 여러분이 결국 지불해야 하는 비용입니다.

본인 부담금, 공동 부담금, 공동 보험금

이 큰 구멍이 보이십니까?

바로 처방약 보험 혜택입니다.

Original Medicare는 이 혜택을 제공하지 않습니다.

Original Medicare의 이 공백을 채우기 위해 보조 보험에 가입하는 분들도

계십니다.

채워야 하는 구멍이 많을수록 더 많은

비용을 지불해야 합니다.

하지만, 보조 보험은 큰 구멍을 채워주지 못합니다.

즉, 처방약 보험 혜택 말입니다.

Original Medicare의 공백을 채우기 위해 보조 보험에 가입하는 분들도

계십니다.

그 다음 Original Medicare 및 Medicare 보조 보험이 채워주지 못하는

큰 구멍을 채우기 위해 독립형 처방약 보험에 가입합니다.

이것도 한 방법입니다! 카드 3개 그리고 3가지 보험료를 지불해야

하지요!

또는, 어떤 분들은 Original Medicare의 모든 혜택 외 더욱 다양한 혜택을

누리고

Original Medicare의 공백 대부분을 자동으로 채우고

처방약 보험 혜택까지 포함하는 선택을 합니다.

어떻게요? 단 하나의 Medicare Advantage 보험으로 충분합니다.

하나의 카드, 하나의 보험료, 하나의 보험사, 아주 쉽습니다!

여러분이 이용하실 수 있는 옵션 몇 가지를 알려드렸으니

이제 언제 등록하실 수 있는지 알려드리겠습니다.

초기 가입 기간, 즉 IEP가 중요합니다.

이는 여러분의 생일을 기준으로 한 날짜 또는

장애로 인해 새롭게 자격을 취득한 때입니다.

이는 65세가 되기 3개월 전에 시작하여, 65세가 되는 달, 그리고 65세가 된

후 3개월까지

Medicare 옵션을 선택할 수 있는 기간입니다.

달리 이야기하자면 총 7개월 사이에 결정을 하실 수 있습니다.

65세 이후에 퇴직한 경우, 보험 가입은 고용주 후원 보험 종료에 따릅니다.

제가 지금 말씀드리는 것은 미래를 위한 좋은 정보입니다.

Part C와 D의 경우 IEP 이후 꼭 챙겨야 할 중요한 날짜

두 개는 AEP, 즉 연례 가입 기간과 ADP,

즉 연간 가입해지 기간입니다.

맞습니다. 줄임말이 너무 많죠.

자, AEP는 10월 15일 부터 12월 7일까지 이며, 이기간은

Medicare Advantage 보험과 처방약 보험 에 가입하실수 있습니다.

이 기간이 끝나도 원하시는 경우 Original

Medicare로 돌아가실 수 있습니다.

일반적으로 위에 말씀드린 기간들이 끝나면 보험 제공 지역에서 이사를

하거나

Medicaid 보험 가입과 같은 특별한 조건으로 인한 보험 변경만 신청할

수 있습니다.

지금부터 여러분이 선택하시는 옵션과

여러분에게 가장 적합한 보험을

선택하는 일에 관해 이야기 해 보겠습니다.

여러분에게 적합한 보험을 선택할 때

고려해야 할 옵션이 있습니다.

Medicare 혜택은 모든 상황에 똑같이 적용되지 않습니다.

여러분이 자신에게 알맞게 조절할 수

있도록 다양한 방법으로 제공됩니다.

어떤 의료 보장이 필요할지 예측하고, 자신에게 어떤 옵션이 있는지 아는

것은

건강 유지에 필요한 의료 서비스를 큰

부담 없이 확보하는것이

매우 중요합니다. 고려해야 하는 중요한

사항 세 가지는 다음과 같습니다.

비용, 얼마의 보험료를 지불해야 하나

혜택, 지금뿐만 아니라 나의 미래에 진정

필요한 혜택은 무엇인가

편의성, 네트워크에 포함된 서비스 제공자가 나에게 편리한 위치에

있는가

지금, 그리고 앞으로 어떤 의료 보장이

필요할지 항상 생각하셔야 합니다.

그 간단한 지침을 알려 드리겠습니다.

우선, 여러분의 현재 의료적 상황을 스스로 잘 생각해 보셔야합니다.

만성 질병을 앓고 계시거나 고가의 처방약을 복용하시는 경우에는

보통 응급 상황 시 병원 보장 정도만 보험 혜택을

받으시는 분들과는 많이 다를 수 있습니다.

여러분이 방문하는 의사의 유형, 얼마나 자주 방문하는지 그리고

그들이 어디에 위치하는지를 생각해 보십시오.

어떤종류의 처방약을 드시고, 어디서 다시

처방을 받으실수 있는지를 고려하셔야합니다

의료용품, 수술 또는 자택 간호 서비스와 같은

잠재적인 미래의 요구를 예상해보도록 하십시오.

가족의 병력은 어떻습니까?

여행을 자주다니십니까?

일부 보험은 특정 지역이나 거주하는 주에

있는 동안만 보험 혜택을 제공합니다.

자주 여행을 하시는분들은 여행지나 댁에 계실때

모두 보험 혜택을 받으실수 있는 보험을 원하실수 있습니다.

보험은 매년 바뀝니다.

여러분에게 중요한 보험 혜택이 있는 경우,

그 혜택이 계속 제공되는지 반드시 확인하십시오.

여러분의 Medicare Advantage 옵션에 관해 이야기를 나눠보도록 하겠습니다.

Original Medicare 대신 Medicare Advantage를 선택할 때

고려해야 할 사항이 몇 가지가 있습니다.

Medicare Part A와 B 두 보험 모두를 보유해야 합니다.

일반적으로 월 보험료를 추가로 납부해야 합니다.

Medicare 프로그램 가입자 자격을 유지하고

Part B 보험금을 지불하셔야합니다

치아 또는 시력 관리와 같은 더 많은 혜택을 받는 옵션을

선택하실 수도 있습니다. 이는 추가 혜택 옵션이라 불리며

추가 보험료를 지불하셔야 합니다.

잠깐 쉬도록 하지요. 다른 일반 상식 문제입니다.

자 다음은 O X 문제입니다.

Medicare Advantage 보험을 선택하시는 경우

Original Medicare 보험에 먼저 가입해야 합니다.

O일까요 X 일까요?

"O"라고 대답하셨으면, 정답입니다!

우선, Medicare Part A와 Part B 모두에 가입해야

Medicare Advantage 보험을 선택할 수 있습니다.

Medicare Advantage를 선택하셔도 Medicare 가입자 자격을 계속 유지하셔야하며

해당하는 경우, Part B 보험료에 추가로

Medicare Advantage 보험료를 계속 지불하셔야 한다는 점에 유의하십시오.

Medicare Advantage는 여러분의 선택권 안에서도 다양한 옵션을

제공합니다.

아마도 HMO와 PPO라는 단어를 많이 들어보셨겠지만

이 두 보험의 차이를 명확히 이해하기는 어렵습니다.

여러분의 건강 보험을 선택할 때 정답은 없다는 사실을 기억하십시오.

이러한 보험과 그 혜택을 잘 이해하시면

본인에게 가장 적합한 보험을 선택하실 때 도움이 될 것입니다.

일반적으로 HMO(Health Maintenance Organization)에는 주치의가 있어서

해당 보험과 연결된 의사, 병원 및

기타 의료 서비스 제공자

네트워크 안에서 적절한 의료 서비스를 선택하실 수 있도록 도와 드립니다.

PPO(Preferred Provider Organization)에서는 Medicare에

가입한 어느 서비스 제공자든 선택하실 수 있지만

한 네트워크 안에서 여러 서비스를 이용하시는 편이

본인 부담비용이 감소될수 있습니다.

대부분의 Medicare Advantage 보험은

HMO 또는 PPO 보험입니다.

다른 유형의 Medicare Advantage 보험도 있습니다.

Private fee for service 보험은

서비스 제공자를 선택할 수 있는 폭이 더 넓지만

네트워크 제한이 적용될 수 있습니다.

제공되는 보험 중 비교적 비싼 보험의 하나이기도 합니다.

특수 질병 보험 또는 SNP는 당뇨병과 같은

만성 질병을 앓는 분들을 위한 보험입니다.

Medicare 및 Medicaid

모두 가입할 자격이 되는 분들도 가입하실 수 있습니다.

조금전에 말씀드렸듯이 여러분에게는 Part D 보험이 필요합니다.

Original Medicare 보험에만 가입하기로 선택하시는 경우

Part D 보험에 별도로 가입하실 수 있습니 다.

Medicare Advantage 보험의 장점은 의료 보험과 처방약 보험을

하나의 보험으로 통합할 수 있다는 것입 니다.

여러분의 처방약 보험을 선택하실 때

다음 사항을 염두에 두십시오.

우선, 사용하시는 처방약이 선택하시는 보험에 포함되는지 반드시 확인하십시요.

다음으로, 여러분께서는 아마 보험 혜택 공백 기간, 또는

"도넛 구멍"에 관한 얘기를 들으신 적이

있을 것입니다.

이는 처방약 비용 중 본인 부담 율이

높아지는 시기를 말합니다.

귀하의 총비용이 보험 지급 한도액에 도달했을 때

보험 혜택 공백 기간이 시작되거나 종료하게 됩니다.

이 금액은 CMS에 의해 매년 조정이됩니 다.

이는 특히 처방약을 복용해야 하는 분들이 고려해야 할 사항입니다.

마지막으로, 선택하시는 보험이 지금 복용하시는 약보다

더 저렴한 대안 약품을 제공할수도 있습 니다.

자,좋습니다, 일반 상식 문제를 하나 더 드 리죠.

다음 중 Original Medicare가 제공하지 않는 혜택은 무엇인가요?

1번, 해외에서 발생하는 응급 치료

2번, 의사 진료실 치료 비용의 20%

3번, 병원 입원 일수 연장

4번, 위 항목 모두

정답은 '4번, 위 항목 모두'입니다.

Medicare Advantage 보험에 대해 아셔야 할 중요한 사항은 추가 혜택입니다.

이러한 보험에는 보통 본인 부담 비용을 줄일 수 있는

다양한 부가 혜택과 서비스가 포함되어 있습니다.

일부 보험에는 다음이 포함될 수 있습니다.

피트니스 프로그램, 시력 및 치아 관리 혜택

우편 배송 약국 서비스 혜택

건강 교육 프로그램, 간호 상담 핫라인

Humana는 가입자 여러분이 자신의 최상의 건강 상태를 이해하고

달성할 수 있도록 돕고자 합니다.

저희는 30년 이상 일반인들에게 Medicare

Advantage 보험을 제공해왔습니다.

그동안 의료 보험 제공 방법을 개선하면서 많은 것을 배웠습니다.

저희는 현재 3백만 명 이상의 가입자가

Humana의 통합형 Medicare Advantage 보험에 가입해 있음을 자랑스럽게

생각합니다.

이 사실은 2016년 5월 4일자 Humana 회사

2016년 1분기 실적 발표 자료에 나와 있습니다.

여러분의 오늘, 내일 그리고 평생의 목표를

달성하실 수 있도록 도와드리고 싶습니다.

Humana가 여러분의 웰빙을 최대화하는 방법 몇 가지를 알려드리겠습니다.

SilverSneakers® 피트니스 프로그램은 미국 전지역에

만천개 이상의 피트니스 센터에서 시설을

이용하거나 수업을 받으실 수 있습니다.

또한. 헬스클럽 외의 옵션으로 SilverSneakers FLEX™와 함께

현지 공원 및 레크리에이션 센터에서 태극권, 요가 강좌 및

걷기 모임 등과 같은 혜택을 받으실수 있습니다.

Humana 24시간 간호서비스

주치의에게 할 질문이 있는데 진료실에 갈 수가 없습니까?

언제든지 무료로 전화를 걸어 공인 간호사에게

전문적인 조언을 얻으실 수 있습니다.

물론 응급 상황 시에는 항상 911에 전화하십시오.

Humana 안내 센터

Humana는 직접 대면하고

소통하는 관계가 중요하다고 믿습니다.

그래서 전국의 여러 대도시권안에

안내 센터를 운영하고 있습니다.

이러한 센터에서 전문 직원이 진행하는

연중 교육 행사 운동 강좌, 영화 등

다양한 프로그램을 즐기실 수 있습니다.

그렇다면 어떤 보험이 귀하에게 적합할까요?

이미 말씀드렸듯이, 여러 다양한 요소를 고려해야 합니다.

우리는 오늘 Medicare에 대해 중요한 사항만 대략 알아보았고

특정 보험으로 들어가서 여러분 지역에

제공되는 모든 혜택을 자세히 살펴보지는 않았습니다.

주치의 네트워크 포함 여부" 또는 "특정 서비스 비용" 등과 같은

개인적인 질문에 답할 수 있는 전문상담사와 상담하고 싶을수도 있습니다.

Humana 공인 판매 에이전트는 여러분의 개인적인 질문에 답해 드립니다.

더 자세한 정보를 제공해 드립니다.

Medicare Advantage 개인 상담을

예약해 드립니다.

월요일부터 금요일, 오전 8시부터

오후 8시 사이에 항상 상담하실 수 있습니다.

만약 이미 판매 에이전트와

상담하신 적이 있으시면 해당 판매 에이전트와

바로 상담을 진행하시기 바랍니다.

시간이 있으실 때 살펴보실 수 있는 유용한 몇가지 자료를 안내해 드리겠습니다.

www.medicare.gov에서 좀더 자세한 정보를 알아보시기 바랍니다.

감사합니다.

}

For more infomation >> Medicare: 적합한 선택을 돕는 가이드 에 오신 것을 환영합니다 | Humana - Duration: 23:57.

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Transformers: The Last Knight - Megatron's Decepticon Crew Introduction (1080p60 HD) - Duration: 3:05.

Decepticons seem just as interested in these structures as we are.

PRED snapped this in Siberia.

He's been seen at all six horn locations around the world.

ID confirmed: Megatron.

And get this: he made contact with TRF.

Snatched up two CIA case officers; said he wants to negotiate.

With him?

The hell does he want?

Certain alien associates of his released.

Visual contact and ID and clear.

Confirmation: hostages are clear.

The Department of Justice has okayed it so long as the US military watches his every move.

You're gonna be on point because he is not our friend.

You know who they always kill first?

Lawyers.

We've made deals with the Devil before during times of crisis.

If we're gonna get through this, we have got to open the door and let the monsters inside.

There's a weapon out there of unimaginable power.

A threat to our very existence...

and Megatron can lead us to it.

Do I know you, human?

I want my crew.

Give me names!

Mohawk.

Mohawk?

What up, fellas?

Man, I wanna kill yo right now!

Ha ha ha!

But Imma kill ya later!

Definitely gon' kill ya mo-fos later!

Ha ha ha!

He's cleared!

Alright.

Dreadbot.

Dreadbot:

in for bank robbery,

aggravated assault, murder, double murder, triple murder, nine dead. Didn't even take the money. No.

Not letting him out. No.

What?

I mean we, um, we can be flexible. If he wears a GPS tracker, it's fine!

Okay. Okay. Okay.

Nitro Zeus.

Baby, free at last! Thank Megatron, I'm free at last!

Thank you! Gonna miss you, Tim! Thank you for your hospitality, Brad! I know where you live, Enrique! Say hello to your wife for me.

But the government requests that he does not leave the county.

And we're serious about that!

Okay. Okay!

And, last but not least, Berserker.

I'll suck your brains!

Absolutely not.

Yeah, no! No! No! There are limits! Pick again!

Onslaught.

You need a bigger door!

Uh...

let me bring that up the flagpole real quick! I just gotta call someone.

Great! Thank you! Yes! Yes!

What do you really want, Megatron?

What anyone wants, human:

to go home.

For more infomation >> Transformers: The Last Knight - Megatron's Decepticon Crew Introduction (1080p60 HD) - Duration: 3:05.

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Cambio filtro antipolline FIAT PUNTO TUTORIAL | AUTODOC - Duration: 3:23.

Use a socket №6

For more infomation >> Cambio filtro antipolline FIAT PUNTO TUTORIAL | AUTODOC - Duration: 3:23.

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Вредные закуски для крепких алкогольных напитков - Duration: 2:28.

For more infomation >> Вредные закуски для крепких алкогольных напитков - Duration: 2:28.

-------------------------------------------

TOP 100 nombres para niños en Australia 2017 - PARTE 2 - www.nombresparamibebe.com - Duration: 2:05.

Top 100 baby boy names in Australia (2017) - Part 2

AIDEN

TYLER

EDWARD

ELI

NATE

FLYNN

LINCOLN

FINN

PATRICK

LOGAN

JAYDEN

DANIEL

GEORGE

HARVEY

SEBASTIAN

RILEY

ARCHIE

ARCHER

RYAN

ELIJAH

XAVIER

JOSHUA

HARRY

LEVI

OSCAR

COOPER

BENJAMIN

HUDSON

ISAAC

JACOB

HUNTER

SAMUEL

LEO

HARRISON

MAX

CHARLIE

LIAM

HENRY

ALEXANDER

MASON

LACHLAN

JACKSON

LUCAS

ETHAN

THOMAS

JAMES

NOAH

JACK

WILLIAM

OLIVER

namesoftheworld .net, the web with all the names in the world: baby names, pet names, business names and boat names.

For more infomation >> TOP 100 nombres para niños en Australia 2017 - PARTE 2 - www.nombresparamibebe.com - Duration: 2:05.

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Mutual Fund Q&A, October 6, 2017 - Duration: 5:21.

FastTrack wants our opinion about his investment in SBI Magnum Tax Gain

FastTrack wants to know whether his investment in SBI Magnum Tax Gain was fine

FastTrack also wants to know what happens if there is some impact on the principal amount since this is a market--linked investment

We think that the investment is fine. It is one of the oldest ELSS

But being a market linked scheme, the past is never a good indicator of future performance

There have been cases in the past where people have bought ELSS due to their performance track record only to be disappointed during the 3 year lock in period

You can't do much in the 3 year lock in period of the ELSS

After the 3 year lock in period, check why the scheme hasn't done well. Compare performance with benchmarks and peers

Find out if equity funds in general haven't done well

If you are very dissatisfied with the performance, move your money from the ELSS to a consistently performing equity fund scheme

Remember, in an SIP in ELSS there is a 3 year lock in for each instalment of investment

The key thing is to stay invested in equity funds

Over a long period of time 90% of the returns in determined by asset allocation or the asset classes in which you invest i.e. equity, debt and others

Even if your ELSS doesn't do well, you can always move to consistently performing equity funds

Remember, you need 8-10 years or more in an equity investment

The average return of equities can also be a great return and be much better than that from debt

For more infomation >> Mutual Fund Q&A, October 6, 2017 - Duration: 5:21.

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¡El peor gameplay de todo YouTube! 👾 "Un Vecino Infernal" 🎮 3ª temporada completa - Duration: 39:25.

For more infomation >> ¡El peor gameplay de todo YouTube! 👾 "Un Vecino Infernal" 🎮 3ª temporada completa - Duration: 39:25.

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Behavioral Issues due to a traumatic brain injury | Wisconsin Brain Injury Attorney Randy Rozek - Duration: 0:55.

Following a brain injury one of the common types of symptoms we see are

behavioral changes. These are the emotional changes that one experiences

following a traumatic brain injury that can include emotional outbursts, loss of

temper, depression and anxiety. All of these different types of symptoms are common

following a brain injury. It's important that the individual hire an experienced

brain injury attorney that knows how to identify these symptoms and how to get

the person the right treatment. Because often times the medical community is

blind to these types of changes, but an experienced brain injury attorney will

get to know their client, get to identify these symptoms, talk with friends and

family members to ensure that the symptoms are a dramatic change in their

emotional response before versus after a tragic brain injury.

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