Thứ Sáu, 25 tháng 1, 2019

Youtube daily Jan 25 2019

Welcome to OTAN, your Outreach and Technical Assistance Network

I want to share with you a new curriculum from Google.

It's called Applied Digital Skills. My name is Debbie Jensen. I teach adult

basic skills at Baldwin Park Adult and Community Education in Southern

California. I also present for OTAN: Outreach and Technical Assistance

Network. First, let me tell you why I like Applied Digital Skills. It truly meets

the needs of my adult learners. So much of our communication each day demands us

to be online: email, Indeed, YouTube, Facebook, Instagram, Twitter; and tomorrow

there'll be even more. Our tasks require us to be online too. We send

files, folders, videos, and screen-casts. We share communication and work with each

other online every day. How many of us have taken formal classes in how to

navigate all of this? Speaking for us all, I learned to do Word, Excel, Docs, Slides,

etc. using many YouTube videos or talking to friends or trial-and-error. This

program teaches digital skills from the beginning. As I've auditioned the lessons,

each time I have learned something new and that excites me for myself and my

students. So let's take a look. First, look at the menu bar at the top of the screen:

for teachers, for students, and curriculum. For the teacher, the curriculum keeps in

mind that we are preparing our students for their future whether it's in going

on to more school or vocational program, or into the workforce. The lessons

also involve what they're doing right now in their lives. Whether it's emailing

families or friends, organizing files online, preparing a budget, or managing a

project with digital tools, Google has worked out seamless integration into our

lesson plans making the whole thing easy to do. For the students: it is all video

based allowing them to learn anywhere anytime and at their own pace. They can

learn new skills that they can use at school, for their job search, in their

current job, or in their everyday lives. The curriculum currently has 32 lessons

but that's growing. You can see them all when you select the curriculum.

As you select lessons you can sort by audience: middle, high school or adult

learners - you can search by applications you want to teach, or three

you can sort by state standards. Here's an example of one of their lessons

titled Digital Tools for Everyday Tasks. You can see it includes a description of

skills being taught, how long they think it'll take a student to finish, the

audience, and the applications the lesson uses. When you start a lesson, you begin a

video introduction that explains the different options available addressing

adaptability needs of our students. They can adjust volume, screen size, playback

speed, use captions or not, and access a transcript. They can download the videos

and watch them and re-watch videos as many times as they want. They can also

see previous lessons for review. The videos demonstrate how to do each step

on the left and include a write-up of the assignment on the right. Google has

also created lots of helps like classroom posters, Quick Start guides with

step-by-step instructions for the teacher, a one-page handout explaining

the program-- this is great for anyone wanting to know about the program

whether it's an administrator or co- teachers. They also have fact sheets with

frequently asked questions and more helpful information. So what's stopping

you? Go to Google Applied Digital Skills and take a look around. Create a class

and assign a lesson. You'll be given a class code. One more note: within your

class you'll be able to track your students progress and see their

reflections on their learning. If you're a student it's as easy as going to g.co/

applieddigitalskills, telling them you're a student, and adding the class

code. Put on the headphones and begin. There's a great introductory video that

explains the program, how to toggle between screens, and even how to create a

split screen. Each time a student rejoins the class they are shown where they left

off. Wwo final endorsements: from ISTE the International Society for Technology and

Education review report : "The Applied Digital Skills curriculum is an

impressive resource with projects that are engaging, relevant, and connected to

the real world." And from Common Sense Education, winning their 2018 top pick

for learning, " Applied Digital Skills is modern, relevant, and

surprisingly well-balanced. Give it a try." I couldn't say it any better myself.

Thank you, and as a reminder OTAN supports California Adult Education

agencies who are integrating, improving, and maintaining technology use in the

classroom. Always stay informed by visiting the OTAN website at www.otan.us And be sure to subscribe to our YouTube channel, like us on Facebook, and follow us on Twitter.

For more infomation >> OTAN's Google Applied Digital Skills - Duration: 5:23.

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Discount Travel Websites Sued For Allegedly Jacking Up Hotel Prices - Duration: 7:58.

Travel sites like expedia.com, hotels.com, and all of the other ones out there right

now are becoming hugely popular with consumers.

They advertise themselves as these kinds of sites that can go out there and find you the

best possible rate for your hotel room, for your vacation, for business, whatever it is,

they're going to help you book the hotel, take care of everything.

You're good to go and hey, you're probably going to pay a little less if you use us but

according to a new lawsuit that may not actually be what's happening.

And joining me now to talk about this is Scott Hardy from topclassactions.com.

Scott, tell us this, this lawsuit that's happening right now against these travel sites, the

third party travel sites, specifically this website reservations.com.

What exactly is it alleged that they are doing to consumers here in the United States?

So this is an especially tricky, you know, I don't want to say scheme yet because we

don't know.

It hasn't been found illegal, but what they did, and we've seen a lot of companies in

the past.

I personally remember one years and years before I was ever Scott Hardy and Top Class

Actions where a company that I know about added a fee and what a lot of these companies

do is they add a fee and it's something that's small, you know, two, three, four or $5 and

they put it within the same section of the bill as all the taxes and any additional fees

that, you know in this case the hotel would charge.

So you think it's just something I have to pay.

This is something that, you know, I've got no choice.

It's probably a tax.

When in fact it may have been put there just to pad the profits by quite literally millions

of dollars for a fee that does nothing except put money into the pockets of reservations.com.

And they did this in such a way where they were looking at up to $14.99 per room as a

service fee.

But it was being tacked into all the other service fees that the hotel's legitimately

charge.

Because as you know, you go to a hotel now, you might be charged for Wifi, you might be

charged for using the gym, using the pool, and so now a lot of the hotels just bundle

all those fees up into a $5, $10, $20 a day service fee to use their facilities in their

wifi instead of charging it separately.

Well, it looks like this, this fee might've been bundled in along with those fees and

if that's the case then you know that's not at all transparent and people are thinking

that they're paying things with the hotel when in fact that money is going straight

to reservations.com.

And as someone who was looked over hundreds and hundreds and hundreds and hundreds if

not thousands of class actions for these types of tricky fees.

This is super tricky.

I was very surprised and frankly impressed by the ingenuity of the executives who thought

about how to slide this fee in there so people wouldn't catch it.

But guess what?

There are a lot of lawyers out there who will sit there and pour through invoices and then

you've got, thank God we've got amazing viewers and great people out there who look at their

bills.

People aren't just sitting there paying their bills and ignoring anything they don't like

anymore, now they're pouring through these bills and asking questions saying what is

this fee?

And that's how we have a class action against reservations.com.

And you know, some people may think that it's, you know, a small thing because I think one

of the things we're looking at here, you know, $14.99 per room fee from reservations.com.

I think that was kind of the typical.

So maybe $15.

But if this site saved you $30 per night on your hotel room, so what's the big deal?

A $15 fee here and there.

Well listen, if reservations.com or any of these other sites, if they want to just charge

you a fee, but ultimately you're saving money, then charge the fee, but be upfront about

it.

Don't try to hide it.

Don't try to scam the hotel or the other, you know, independent booking sites.

Just say if you use us, there's a $15 fee but you're saving $80 so you still come out

ahead, but we also have to make money.

Understandable, right?

I mean that seems pretty clear cut, but they're not doing that.

Instead they're saying, listen, we're going to try to trick people.

We're going to wrap this up into the taxes and fees.

It's just going to say, you know, fee.

They may not know what this is.

And as you pointed out, they may think, oh this is part of the, the Wifi and gym and

pool services or whatever else it is.

A room cleaning fee and that's where, that's where the problems come in.

They could have completely avoided any of this just by saying upfront to people, hey,

just so you know, there's a $15 fee per room that you book when you use us, but to save

money in the long run so you're doing better going through us anyway.

Right?

Right.

Exactly.

And that's the thing is reservations.com is a well respected travel website.

A lot of people go on that website to get great deals on their rooms and as you said,

if they just called this out and said, hey guys, we charge $15 a day fee because we save

you so much money, wouldn't be a big deal.

It wouldn't be a class action, there'll be no lawsuit filed.

But the, the issue comes when you try to bury this fee into all the other fees that you

get charged when you're paying for your room.

That's, that's the problem.

And that's why it could be a potentially illegal fee and you know, they, they might continue

charging this fee.

If people are saving all the money that, you know, the very well think they are reservations.com,

they can continue charge this fee but they just have to call it out.

And as you said, people are happy to pay it when they know they're saving $80, $100 a

night on a hotel room.

Heck, I'm happy to pay the $15 to, so you can pay your rent, but just tell me about

it.

Don't try to be sly and sneak it under the table.

So I don't know, I'm paying it.

You know, I want to give people a little bit of a tip here.

This, this is what I do.

When I'm going to go book a hotel, you know, say we want to go down to Orlando or something

as a family for the weekend.

I'll use a site like Expedia or Trivago or something, type in the days, whatever, and

get the names of all the hotels there and look at their prices and then take that hotel

name, go to their actual website and see if it's actually a discount.

And just from my personal experience, usually not.

In fact, I honestly can't tell you an instance where I've said, oh wow, it's actually cheaper

going through one of these websites.

So I use these websites not for booking.

I use them as research to actually just find out what hotels are in the area and then I

end up going through the hotel itself and booking my room.

That way if you call and talk to people, you can often get an even better deal than what

you can find online.

But it's all about choice.

If it's easier for you to use an Expedia, use the Expedia.

If you have that APP, you know, obviously that can be hugely beneficial.

There's no real right or wrong way to do it.

It's just about consumers doing what they feel is best and hopefully not getting scammed

by some of these companies.

For more information about this issue, you can follow the link in the description of

this video head over to topclassactions.com, Scott Hardy from Top Class Actions, thank

you for joining me today.

Thanks Farron.

I appreciate it.

For more infomation >> Discount Travel Websites Sued For Allegedly Jacking Up Hotel Prices - Duration: 7:58.

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How To Hustle & Make More Money As A Striving Artist | Rules To This Sh!t - Duration: 7:56.

Hustle, to me, means being able to survive.

I just wanted to go out there and just do what I had to do.

I always related hip-hop to making money.

I was selling.

Make some long sleeves. Make some...

Talent is this much of it and the rest really is your hustle.

We're running as fast as we can.

People wanna be like, "Oh, he's a hustler."

Like, "He gets it done."

If you ain't hustling, you ain't (bleep).

The Hustle means the extremes, the avenues,

the ways, the plans to go get a desired goal achieved.

Unfortunately, hustling almost meant illegal dealings.

No. Hustling is using 24 hours in a day to your benefit.

Getting up, getting the (bleep) off your ass

and making something happen.

Man, hustle is doing what you gotta do

to do what you gotta do.

You feel me man? Whether they be legal,

illegal. By any means necessary, like Malcolm X said.

What my first hustle was, I used to love this pizza shop

and the pizza shop name was Six Brothers.

So I remember one day

Six Brothers just ran out of all their delivery guys,

so I came there, I'm seven years old at the time.

A slice of pizza was a dollar. I had 99 cents. They was like,

"What? You don't have the whole dollar."

And the guy says to me,

"If you deliver, then we'll give you the pizza."

It was my next door neighbor ironically.

So I said, "All right, cool." And then I delivered it

and then I remember him giving me back the 99 cents

that I really saved up for it.

And from then on I just, I could do for myself.

I didn't want to depend on my parents,

I didn't want to depend on my friends,

I didn't want to depend on nobody.

I just wanted to go out there and just do what I had to do

and that was my first hustle.

I started selling snacks in sixth grade.

I was that kid. Yeah.

We didn't have much allowance or much extra money like that

so my mom always had snacks in the house.

When I would go to school and I would have stuff

that I wouldn't eat I would sell it.

I figured out how to make profit of whatever I had.

In school I hated when we had Spring Break

'cause that mean I lost money.

That's five days I'm out of school

and I'm not making my $40 a day.

And it was like, that was my first hustle.

It was snack selling.

Hustle to me means being able to survive

whatever environment you're in, you're able to adapt and hustle.

I had a little job at Subway.

I had a little job at the Pancake House

and then I started getting a little pay, little 200,

$300 there for features and stuff.

And after a while it popped off.

When I was 13 I was selling shoes and shit.

Like I was real into Jordans.

Sometimes I'd get two pair and all that so

I'd sell 'em for higher than what I bought 'em.

So that was just like my first little hustle.

I never went to get a job during high school.

Like kids go get jobs because all we had to do was sell tapes.

I had a rap partner and we got the ingenious idea,

"Hey let's just walk the streets of Oakland

and everywhere people sell drugs

let's go up to them and sell tapes to them

because they have cash in their pockets."

And it worked. We pretty much, like a paper route,

we just went from drug turf to drug turf

and just sold tapes. And the demand was immediate.

So the first day we sold one tape,

the next day we had to go back

and make more tapes to come sell to the same group of people.

The people two blocks over, they wanted to buy tapes

'cause they heard these guys playing 'em.

They're like, "Y'all got something new?

You know let me get this, oh and whatever."

And we had a little hustle.

So to me I always related hip-hop to making money.

I got like five dollars on me, I'm like,

"Damn. I want to go get some weed, get some beer

and I need a new pair of fucking shoes."

That'd be my thought.

I'm like, "I'm about to go sell some tapes."

By the end of the day smoking weed,

drinking beer with some new shoes on. Boom.

Initially at Bad Boy I really didn't have a job.

It was just show up and whatever I felt

I can help out with I would.

And one of the things Puff had going on

was Puff was trying to brand himself.

So he was making merchandise; t-shirts and hats and scullies

and so they have a big event in Harlem

it's at the Rucker tournament.

They got bags of t-shirts and they giving them away.

People were damn near slicing each others throats for 'em.

They could've sold half of those and would've got it.

So what I did was, there were all the interns that were around

that weren't making any money at Bad Boy.

I gave them each a thing of t-shirts.

And I said, "Go sell 'em for 20, put 5 in your pocket

and give me the rest."

And they came back empty handed with all the money.

So we walked up to Puff one day,

he least expected it and just handed him a wad of money.

"What's this?" "It's from the t-shirts."

"What t-shirts? What's going on? What you mean t-shirts?"

I told him the hustle. He was like,

"Make some long sleeves. Make some..."

We made long sleeve, we made everything. Next thing you know,

now I'm the Director of Merchandising from all of that.

Putting the hustle together.

The hustle to me is just drive and being able to take advantage

of the situation that's around you.

Like I was pretty much just like a DJ, a producer, single father.

I was working a bull(bleep)

job and I interned at a record label, at Lyle Records.

So I was going through all of this stuff,

but I gave a tape to a guy named Dame Dash, he worked with Jay-Z

and ended up being a song called Can't Knock the Hustle

which was one of Jay's singles from his first album.

But I was still struggling at the time.

Still have a job, I was like an intern in a mail room

and I had a record on the radio at the same time.

It was like the craziest thing.

And they found that out while I was in the mail room

and this guy named Mattie C.

who was the head of the A&R department,

he called me in his office one day and he was like,

"So you produced Can't Knock the Hustle?

The Jay-Z record that's out right now?"

I was like, "Yeah."

He's like, "Don't go to the mail room anymore."

He's like, "Tomorrow when you come in, come to my office.

You're in the A&R department."

And that's kind of how I got my first job in the industry.

People look at a hustler and say,

"Okay it's this cocky persona, this really prideful person."

But that's not really it.

A hustler is somebody who has humility,

somebody who will work at McDonald's if they need to.

That's a true hustler.

Doing whatever it takes to get what you need.

I think now the word is kind of not looked upon

as being a negative thing. People want to be like,

"Oh he's a hustler." Like he gets it done.

In this industry talent is like this much of it

and the rest really is your hustle.

I love today's hustle

because our hustle was just so exhausting.

It was brick and mortar from typing our word processes

to waiting for the faxes.

The fact that you can conduct your entire business

with a press of a finger, it's amazing.

It's become so much easier.

Hustle's everything.

When you want to do music, you have to just go.

Go. Just go.

Just go. One of my favorite slogans of all time

is by Nike, "Just Do It."

Just do it. Yeah.

- It's so simple. - So simple.

But it's hard in the fact that what you have,

the hard work that you have to put in.

Like when we started Wav3pop we just went.

We're running as fast as we can.

Exactly.

That's how you got to start. You know what I'm saying?

And then you get to a certain point

where now you got to sit down, you got to plan everything.

But to really get your start you can't worry about anything else.

You can't worry if people like your music.

You can't worry if people don't like your music.

You can't worry about making money off the music.

You can't, don't, it doesn't matter about any of that.

You have to just go.

For more infomation >> How To Hustle & Make More Money As A Striving Artist | Rules To This Sh!t - Duration: 7:56.

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Clean your liver and reduce the annoying dark circles with just two ingredients | Natural Health - Duration: 5:38.

Clean your liver and reduce the annoying dark circles with just two ingredients.

Olive oil combats oxidative damage and stimulates the purification of the organism, like lemon,

which also helps to prevent infections.

Regular cleansing or cleansing of the liver is one of the best ways to support its functioning.

Thus, we prevent it from developing diseases due to the accumulation of toxins.

This main organ is responsible for eliminating the waste that remains in the bloodstream.

It requires certain nutrients to carry out its functions and work for the benefit of

the general health of the body.

And is that, in addition to being one of those in charge of detoxification , also meets such

important tasks as synthesizing proteins, secrete hormones and support the function

of metabolism.

Fortunately, the adoption of good habits and the consumption of some natural remedies can

guarantee your health.

On this occasion we want to share an incredible remedy that, with only two ingredients, contributes

to detoxification.

In addition, it provides other secondary benefits such as reducing dark circles.

Discover what it is about!

Natural remedy to purify the liver and reduce dark circles.

This type of liver clearance is achieved thanks to a combination of olive oil with lemon.

These two ingredients have been shown to have a protective effect on all body systems.

Because of its antioxidant richness and its ability to eliminate toxins, this simple remedy

reduces intoxication.

By the way, it improves the appearance of the skin and helps reduce unsightly dark circles

, which make the aged face look.

To understand in detail why it is a good choice of cleaning, below we share in detail the

benefits of its two unique components.

This type of healthy fat is indispensable in the Mediterranean diet.

It has become one of the best alternatives for consumers who want to lead a healthier

lifestyle.

Its essential fatty acids and anti-inflammatory compounds contribute to improving the overall

health of the body and are especially beneficial for the cardiovascular system and the liver.

For its richness in antioxidants, in addition to vitamins and minerals, this ingredient

stops the oxidative damage caused by free radicals . Additionally, it stimulates the

elimination of waste to prevent the development of diseases.

Benefits of lemon.

The detoxifying properties of lemon have been used since ancient times to prevent the development

of several health disorders.

This food is a natural source of important nutrients such as:

Citric acid.

Calcium.

Potassium.

Magnesium.

Vitamin C. Bioflavonoids

Pectin.

Limonene .

All these properties make it a great ally of the immune system . Therefore, it helps

us to avoid the formation of bacterial and viral infections.

On the other hand, it contains important antioxidants that neutralize free radicals.

This protects us from cell damage and aging.

It is a food with alkaline properties and helps improve digestion.

In addition, it is a great remedy to eliminate excess liquids and wastes.

How to clean the liver with olive oil and lemon.

One of the main advantages of this depurative remedy is that it is probable that its two

ingredients are already in your pantry.

The plan is made during a month followed, up to three times a year.

During the cleaning days it is recommended to base the rest of the meals on fruits, vegetables

and whole grains.

Ingredients,

2 tablespoons of olive oil (32 gram).

1 tablespoon lemon juice (10 ml).

What should you do?

Mix the olive oil with the lemon and ingest it on an empty stomach.

Then you can have a glass of warm water, and you will have to wait at least 30 minutes

for breakfast.

To take into account!

Knowing that the liver plays such a fundamental role in health, it is essential to be aware

of habits that can harm you.

By common sense, most people know that drinking alcohol and smoking are habits that significantly

affect their functioning.

In addition, diets rich in fat, exposure to environmental toxins and the consumption of

medications also tend to make you sick.

In conclusion, in one way or another, we are all exposed to factors that cause the accumulation

of waste.

For this reason, it is good to support detoxification systems and try to maintain a lifestyle as

healthy as possible.

For more infomation >> Clean your liver and reduce the annoying dark circles with just two ingredients | Natural Health - Duration: 5:38.

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Jordan Fisher On Playing Mark | RENT - Duration: 1:01.

For more infomation >> Jordan Fisher On Playing Mark | RENT - Duration: 1:01.

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Lord Elgin Street, Allman Town, Kingston, Jamaica - Duration: 2:24.

Allman Town Primary School >>>

Driving north on Great George Street

Turn onto Lord Elgin Street

Lord Elgin Street ends

<<< National Heroes Circle >>>

National Heroes Park just ahead

For more infomation >> Lord Elgin Street, Allman Town, Kingston, Jamaica - Duration: 2:24.

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¡Selena Gómez disfruta su "Ansiedad"! | Suelta La Sopa | Entretenimiento - Duration: 0:43.

For more infomation >> ¡Selena Gómez disfruta su "Ansiedad"! | Suelta La Sopa | Entretenimiento - Duration: 0:43.

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¡Las estrellas del fútbol piden por Emiliano Sala! | Suelta La Sopa | Entretenimiento - Duration: 0:29.

For more infomation >> ¡Las estrellas del fútbol piden por Emiliano Sala! | Suelta La Sopa | Entretenimiento - Duration: 0:29.

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1-25 2 Cents: YouTube TV - Duration: 2:18.

For more infomation >> 1-25 2 Cents: YouTube TV - Duration: 2:18.

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¡Los problemas entre TVNotas y David Zepeda no se detienen! | Suelta La Sopa | Entretenimiento - Duration: 2:05.

For more infomation >> ¡Los problemas entre TVNotas y David Zepeda no se detienen! | Suelta La Sopa | Entretenimiento - Duration: 2:05.

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¡El Canelo Álvarez también quiere su serie biográfica! | Suelta La Sopa | Entretenimiento - Duration: 0:33.

For more infomation >> ¡El Canelo Álvarez también quiere su serie biográfica! | Suelta La Sopa | Entretenimiento - Duration: 0:33.

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¡Lucho Borrego y Suelta la Sopa ganan el Premio Tacarigua de Oro! | Suelta La Sopa | Entretenimiento - Duration: 0:40.

For more infomation >> ¡Lucho Borrego y Suelta la Sopa ganan el Premio Tacarigua de Oro! | Suelta La Sopa | Entretenimiento - Duration: 0:40.

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The County Seat - Discussing Economic Development & Opportunity Zones - Duration: 28:51.

Hello again and welcome to The

County Seat I'm your host Chad

Booth. Today we are going to take a

look at programs that help rural

economic counties get into a growth

mode. There are existing programs

and there are new one coming down

the pike and that is what we are

going to talk about. If this seems pie

in the sky there have been programs

to assist counties for a long time state

and private grants and some federal

we are going to take a look and start

by taking an analysis of one company

and the impact it has had in their

local community.

So the FORGE project is a new method of

creating geothermal heat, so this is a research

and development project to see if they can go

and fracture hot granite rock that's below the

surface and then circulate regular water that

they pump down into that rock system and then

bring that up to create the geothermal heat and

the steam.

We were made aware of the Department of

Energy Grant. We submitted the Milford site as

a potential site. It was a several year process

they had many sites around the United States

that were competing for this grant. Last year

they decided on the Milford site it had all the

right characteristics, good public access, utilities

within close proximity, and the rock formation

was what they needed to do the research and

development.

The Governor's Office of Economic

Development, and the Economic Development

Corporation of Utah are great partners for the

rural communities to explore opportunities in

economic development and really know how to

go about doing economic development there

are many resources at a state level that we

don't have at a local level and those two

organizations can help you access those

resources and lead you along the way.

There is no way that we could do a lot of these

projects, if it wasn't for the Department of

Energy grant and the State of Utah Grant, and

many volunteer hours and the state level and

local level. This project wouldn't be possible, it's

a 140 million dollar grant and that's going to be

funneled through m any entities in the state of

Utah and Beaver County and make a huge

difference.

Really excited for the opportunities that the

FORGE project gives us it has been a long

process we started back in 2014 and you have

to stick with it and persevere and work hard to

be able to make these projects possible. We are

excited on what this will do for us both short

term and long term, we think it will really put

Beaver County on the map for renewable

energy as well as help our local businesses and

service providers.

So we have talked about all the

chimpanzees in the room now the

gorilla is going to come in when we

come back we are going to talk about

a new program that is just starting to

gear up here in Utah that could really

be a game changer for rural local

communities we will be right back

with the County Seat.

Welcome back to The County Seat we

are continuing our conversation

about economic opportunity in rural

Utah and a new program and we

would like to introduce you to the

people running the program if I

understand this it is a grant that

comes from the state and lead to2

new people working for the Utah

Assoc. of Counties and in introduce

Patrick Mullin and Stewart Claassen

who are heading this project up have

different titles in there but that will

become obvious in the conversation

so I want to start by getting an

overview by just what is going on

with this new program just put into

effect last year by the federal

government. What is this

opportunity zone program?

So the opportunity zone legislation

you are referencing past in the tax

cuts and jobs that was in late 2017

when it was passed under the Trump

administration written into it was a

little known provision called

opportunity zones and what

opportunity zones are is a direct

result of years of analysis of looking

at the country's economic growth

and realizing that most of America is

still economically distressed. Our

urban centers are growing at

unprecedented rates but you look at

some of the lower income rural or

middle America places they are

seeing not only slower growth but in

some cases decline. Business are

leaving people losing jobs and one of

the main reasons that was behind

this there was a real lack of investor

capitol and investments going into

the communities.

When you put federal government

into a sentences most people

immediate think subsidies grants how

does this work this is really different?

There is no federal money behind

this. There is no grants or subsidies

coming out of it what it is an

incentive to private investors to use

capital gains dollars so those are

dollars that come from a sale of an

asset or building or portfolio of stocks

and reinvesting those dollars

immediately into a newly formed

qualified opportunity zone fund

which for the investors the incentive

is they not only defer the taxes they

would have had on those capital

gains the day they sold them they get

180 days to roll it into this new fund

but as long as that fund is invested in

these newly designated opportunities

zones they don't have to pay taxes as

long as it's in the fund if they stay in

the fund for 5 years they get a 10

point step up in basis as long as it's

not a tax liability that 10 points

moves to 15 but the real carrot what

is designed to make these investors

in for the long run is if they stay for

ten years they not only have to pay

they only have to pay that initial tax

liability less the 15 point step up in

basis but its tax free for any new

growth that you have had.

Basically say you got 10 million you

get 2 million in capital gains you put it

into this fund you leave it there for

ten years you will pay 87% of that 2

million and the rest of the gains if it

turns into a 500 million portfolio you

get tax free.

You do, yes.

Holy smokes.

There are rules and I won't bore the

viewers with the pages of regulations

but it will be administered by the

treasury its designed to spur new

community developments they want

to see new buildings being

constructed they want to see new

jobs being brought in they want to

see businesses creating employment

hubs it is not designed for

corporations to take advantage of

explicitly written in the rules that

cannot be done but it has gotten the

attention of investors across the

country.

How does that relate to rural Utah?

Patrick correct me if I am wrong but

we have 15 zones in rural Utah?

15 counties.

So Patrick is leading out on that what

we saw at UAC was an opportunity

from the work that the Governor's

office and the world trade center did

with existing programs like tax

incremental financing the industrial

assistance fund the programs that we

have in place on a state level that

either empower counties and local

jurisdictions to create incentives

locally or the state programs we want

to stand them up beside opportunity

zone what we are seeing on a

national level is several states across

the country are actually creating new

programs that go lock and step with

the opportunity zones and I do not

know if we are going to get there but

what we want to make sure we are

taking all the existing programs

around economic development that

can benefit rural Utah and we are

aligning them with opportunity

zones.

Basically you are just taking what is

existing making sense out of it so it is

a one stop shop a county or city that

is one of these opportunity zones to

engage.

If I could add the way those zones

were selected it was by Governor

Herbert so the governors of all 50

states were given an chance to

nominate 25% of the low income

census track across the state as

opportunity zones so it cannot be all

of the low income tracks along Utah

but the governor really ran a

balanced approach and split this

pretty evenly across urban and rural

in Utah and its created a significant

opportunity across the state for lack

of a better term but what we want to

see here is particularly an

opportunity zones just started the

conversation across the state and

country there are a lot of investors

that say look I am really interested in

this incentive I would like to figure

out where I can park my capitol and

we want to make sure Utah is on that

map. But more specifically there are

other investors that say opportunity

zones may not make sense for me I

may not have the gains but this has

really spurred this idea that we

should be investing in these

communities in our own back yard

how are we going to be helping these

rural areas and with our large

banking community in Utah and all

the network we have here we are

really excited about bringing that

network together and making it the

best it can be for the state.

Excellent, we will take a quick break

and come back with some of the

details of how all these pieces

interrelate with each other here on

the County Seat. Stay with us.

Welcome back to The County Seat we

are having a conversation about a

new program that is designed to

bring private investments dollars with

great incentive to rural and urban

communities across the state. You

outlaid the structure of this program

but I would like to have a little bit of

discussing that the fact my question

is it Utah investors that are investing

in Utah or is it anybody?

It's all the above?

It's really a combination of both. Its

created a national buzz about it the

investor community whether that is

on the real estate side on the venture

capital small business side everybody

is talking about opportunity zones

and how they get involved in this

great new tax incentive but in the

local conversation I think we had we

have been in several rural counties

we obviously been in the salt lake

community very well I think mostly

local investors stepping up local

people say I have an asset in trying to

off load whether that is a building or

some personal gain I would love to

reinvest in the community could you

come help us how to structure that

where we could be putting the

money it think we will see a good

blend.

Basically you are saying John Price

could play in this on a local level but

Bane Capital could play in this on a

national level and still invest in Utah?

Correct.

How this going to work. Right now I

am thinking of commissioners I know

say in Daggett county good bunch of

guys and they are going that will be

great but how are we going to make

this work, how does it work do they

have to go find the investors

themselves or do they just say we will

put out pieces in place.

I think that is why the Utah Assoc. of

Counties has created the overall

program which is our regional growth

program. Within that we are

leveraging the grant that we received

from the Governor's office to help

the counties that have opportunities

zones in them but also building out

programs for counties throughout

the state one thing that has been on

the books since the 60's is tax

incremental financing and tax

incremental financing is a very

effective tool for economic

development it's been employed very

aggressively along the Wasatch Front

but in some of our rural communities

rural counties there is not necessarily

a understanding from the school

districts perspective or the other

taxing entities but we have found is

that counties have been coming to us

asking us for helping setting these

project areas up and we are doing

that but instead of being a consultant

who has come to town putting a deal

together we are there the Utah

Association of Counties has been

around since the 20's and our job is

to build our programming to support

our partner towns.

What is tax incremental financing?

Effectively what you have is you

designate a geographic space and you

put parcels in that space and you

want to see some kind of

development it could be a hotel a

large employer some entity is going

to come and make a substantial

investment in this area and by

designating it as a tiff area or a CRA is

what is now called under 17C, The

CRA stands for a Community

Reinvestment Area. So what you are

saying is you take a base year of 2019

and there is a value of it so if its

greenbelt its very minimum but then

you get a 20 million dollar investment

to come into that property and what

you are saying that any new

investment or new property tax

above the base value that is captured

over time and then used for

economic development it can be

used to build roads water sewer it

can be used to give an incentive to a

company for job creation and what

we want to see along with

opportunity zones is putting tax

incremental financing together along

with opportunities or maybe just

using tax incremental financing on its

own.

If I understand this correctly the

property value is going to go up with

the investment and the counties and

facilities of local taxing entities will

continue to get what they got before

but the new money goes the new

value the company is going to pay is

going to help build out other projects

and infrastructure.

Exactly. But then at some point in

time the project area phases out and

then all of the taxing entities get to

capture that new growth ten 15 20

years down the road.

How many programs are you guys

bundling together?

It depends on the community. We

have seen in going to these places

some of them have opportunity

zones and they are well positioned to

take advantage of that others either

do not have a zone or ours is kind of

in a residential area we don't see a

lot of development happening within

the zone what else can you do to help

us that is everything from looking at

state incentives with their incentive

program that they have for job

creation tax incremental financing

how they just incent these businesses

to get there we parachute in to help

the communities whatever ways that

are best for them. It's not about

bundling 8 things together and saying

here is your menu take your pick it's

about what are you trying to do and

how can we best plug in to help you.

If I may it's about not taking a top

down approach. Before the show we

were talking about the 25 thousand

jobs I think that was a good effort to

empower local communities to start

taking the lead but the local

communities need to understand the

tools that they have now and the

tools that we need to create and

what an exciting tool that I think

could be a better segue another

conversation is the Utah Inland Port

Authority in my previous position I

was a board member so the Director

or Economic Development for Salt

Lake County is written in statute as a

board member of the Utah Inland

Port I have always said I have said to

legislative leadership the Chairman of

the Board Derek Miller that the Utah

Inland Port is not about a piece of dirt

west of the airport in Salt Lake City

the Utah Inland Port is a state

authority that has the ability to

facilitate public private finance to

build out infrastructures so that we

can get Sevier county Box Elder

county Carbon county any county

that has a commodity or something

that we need to get into the global

supply chain they should be talking

right now with the Utah inland port

board.

The general theory and then we have

to take a break is that the port

authority was going to have 100 mile

radius impact but you are saying it

actually may be further than that.

Why not, that is the really exciting

thing what UAC is a perfect platform

to role this out because UAC has

these really substantial relationships

on the county level.

Great we have to take a quick break

and we will be right back with The

County Seat and we will finish up our

conversation.

Welcome back to The County Seat we

are having a chat with a couple of

new faces at UAC about rural

economic development and a new

federal program I do want to ask this

one question it stems out of a story

that comes out of Utah's smallest

counties the state came in the

governor's office of economic

development and one of their

representatives told the

commissioners there this is great

there is a great big grant and you just

have to write a grant proposal for its

and you can get 80% matching

money and you should take this and

go and the commissioners response

was I will be glad to do that as soon

as I actually have an economic

development director or a grant

writer.

Some of these counties you have part

time locally elected officials who are

basically carrying the water for the

entire county how do they participate

in this?

I think that is exactly what we are

trying to provide to these counties I

will let Stuart speak specifically to

UAC's service offering to rural

counties but to the governors grant

that funded our involvement was

specifically to go and create this

pathway for rural counties in Utah

with opportunity zones to be on a

map to be seen by these nationwide

investors to be promoting their

opportunities partnered with the

Univ. of Utah Gardner policy institute

as well to build investment

perspicuous and marketing material

and the governor's office is going to

have a website up at the end of the

year that will have every single one of

these opportunities zones deals

posted on it. It's going to create

hopefully what can turn into Utah as

a leader in this market place one

example I think to more directly

answer your question I don't know if

you want to speak to the economic

development director piece.

It's almost as if we had rehearsed

before we went on today. we are

sitting here because one there was a

grant opportunity that UAC went

after and they created the

opportunity for Patrick and then two

in my previous life as director of

economic development for Summit

county I was asked to speak at UAC

events and at their November event

Adam and Brandy Grace and myself

were approached by some of our

commissioners in a county and were

offering me a job and I was quite

honored and be a lot of fun to go into

their community but I made it clear I

don't think I would get my wife to

move from downtown Salt Lake but

what I wanted to do is take the work

from Salt Lake County and take it to

the rest of the state and so what they

offered was to pay for specific

economic development services and

we have executed an agreement and

there a handful of counties to come

on and those services are tailored

specifically to those county needs as

every county in the state are

different some counties do have full

time people every county is uniquely

positioned and what we want to do is

not come from the top down and say

we have this great opportunity we

just need to do it these communities

they know what their opportunities

are they just need experts to help

them execute and push the water

down the line.

Bring the investors to them which is

what your job is.

Exactly we are excited about this

instead of dictating from top down I

grew up in a rural community from

my accent in not from here there is

nothing worse than somebody from a

slick suit coming to town telling you

what you need to do you know your

community what we want to do is

you tell us and we help execute.

This is appropriate the first time I

talked face to face about this I

believe you were wearing a flannel

shirt.

Yes I put on a suit and tie for you this

morning I needed to look respectable

and I had a beard too.

Here is my final question we have

obviously gotten some community

leaders attention with this program

today what do they do and how do

they reach out to you gentlemen.

Call UAC, uac.net is our website we

are both listed on the website we are

building out the content this all

happened at the first of the year so

we are moving very quickly but I think

you do business face to face give us a

call we have already visited about 5

rural counties we are fully prepared

and on the road and want to come

out and have meetings and

understand what is going on in every

ones communities.

It's not that bad of a life being rural

road warrior.

Someone not from Utah it blows me

away it's so beautiful.

Thank you gentlemen we have run

out of time thank you for tuning in

each week this is an important

program for rural Utah if you watch

this please share this with all

community leaders and get the

conversation rolling. Remember local

government is where your life

happens, so be part of it be involved

and see you next week.

For more infomation >> The County Seat - Discussing Economic Development & Opportunity Zones - Duration: 28:51.

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For more infomation >> Parole Di Gandhi - Duration: 1:36.

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진짜 잘리는 테이프 커터기 만들기 | 미니어쳐 학용품으로 책상꾸미기[비쥬TV] - Duration: 6:05.

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Stick glue on the pattern and fix it on 1mm pla-plate

Cut it according to the pattern.

Use a small amount of super glue to temporarily fix 2 and 3

Please trim the shape with sandpaper.

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Cut off the 1mm plastic beams

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Completion of a real cut tape cutter ~

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