Youtube daily Jan 20 2019

In a not at all surprising new report from Bloomberg, we found out that the total cost

so far of Donald Trump's trade war for the United States economy has been $13,000,000,000.

That's $13, billion dollars that American consumers have lost because of Donald Trump's

trade wars and the tariffs that he is imposing on goods from other countries.

$13,000,000,000 since last.

What did he enact?

These terrorists and may I think so since last May.

Thirteen dollars.

Billion dollars lost.

That is $13, billion dollars that American consumers could have literally spent on anything

else.

They could have invested it.

They could have bought an additional product, you know, helps spark a little bit of economic

activity.

Instead of paying an extra five or $10 for one thing, they could have spent that five

or $10 on a second thing.

I know that seems crazy and it seems a little too simple, but that is how the economy works.

The more you spend on one good, the less you have to spend on a second or third good.

That is basic economics.

One hundred one right there folks, but somebody never took that course and I am assuming that,

that somebody happens to be sitting in the White House right now unless he's out playing

golf.

But here's the thing, Trump is tanking our economy.

Trump has intentionally and repeatedly sabotaged economic growth and economic development here

in the United States since becoming the president.

And these trade wars are about the worst economic sabotage that we have seen coming from this

administration.

We know now as a public and we, most of us knew at the time the Republican tax cuts,

they're not benefiting us.

You know, you've got millionaires and billionaires saving millions of dollars every year.

The rest of us lucky to get 50 to 100 bucks a month off these tax cuts that just went

into effect for the bottom tax brackets starting at the start of this year.

Um, that's not much.

It helps a little, but it's not enough to spur on economic growth.

And more importantly, that trickled down, you told us was going to happen, didn't happen.

So we got screwed out of a decent tax cut and now we're getting screwed out of more

money because of the duties that we now have to pay on these foreign goods coming in because

of Donald Trump's tariffs.

That's what's happening in the United States today.

Donald Trump has not made a single economic decision that has benefited American consumers.

Not One.

He hasn't even made a lot of economic decisions that have even benefited the wealthy elite

other than the tax cut.

We're all kind of suffering from this because believe it or not, even the wealthy or having

to pay more they can it.

They don't notice the money's gone, but we do.

We're the ones who are suffering from this.

And the worst part is much like George W dot Bush with Iraq.

Uh, Donald Trump has no exit strategy for his trade war.

There are no actual talks going on between him in China.

They have said this, so no matter what he tweets that all talks are going good.

We're going to figure this out.

No, you're not.

No, you're not.

You got to send to a situation.

You backed yourself into it, you don't know how to get out of it, and we're the ones who

are quite literally paying the price for it and that price just so happens to be $13,000,000,000

in the span of eight short months.

For more infomation >> Trump's Trade Wars Have Now Cost Americans $13 BILLION - Duration: 3:45.

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Another Wells Fargo Scandal -- Should We Trust the Bank's Leadership? - Duration: 5:23.

Jason Moser: I wanted to kick the show off here this week, talk a little bit, Chris Hill

sent me this article late last week. I got to reading it.

It's an interesting piece on Wells Fargo and their most recent troubles.

The article is titled The Embarrassment That is Wells Fargo.

It comes from the Charlotte Observer.

It talks more about a settlement they had to make here with the state of California

in regard to insurance policies that they opened for customers without their consent,

and then went ahead and charged them for it.

There's a skepticism, I think, when it comes to insurance for a lot of people already, just very initial leap.

But then, to do something like that... I don't even know where to begin.

It's amazing to me that it only cost them $5 million to bury this thing because it sounds pretty bad.

Matt Frankel: I think if it had extended beyond California, it would have been a little costlier.

This is just the latest in a series of things, I think there was a $500 million settlement

just a couple of days before. Was that the auto insurance?

I can't even keep track of these things. Moser: That was auto loan and mortgage charges.

It was a lot of it, you're right. That's the point. It seems like this never ends.

Frankel: Right. We thought the fake accounts scandal was enough.

I was actually a Wells Fargo auto loan customer, and they tried to charge me for insurance

that I didn't need. Moser: Oh, really?

Frankel: They sent me a letter saying that they didn't have verification that I had insurance

on their auto loan, and that they were going to charge me for their own policy unless

I verified my insurance, which I'd had with no lapse for six years.

A lot of people didn't actually send in the paperwork like I did, and they got charged

for bogus policies. It's just one thing after another.

Moser: That seems like it really puts the onus on the customer.

You're in what ultimately is a customer service business there.

That's one area where they have obviously fallen very flat.

I don't think we have anything with Wells Fargo anymore.

We don't have any accounts. I think we once had a mortgage with them, maybe.

But I don't think I would want to be a Wells Fargo customer.

Now, with that said, I am a Bank of America customer, and that's not because I think Bank of America

is the most awesome bank out there, either. It's just that we've had these accounts forever.

They had pretty good online banking when all that started years ago.

And now, the cost of switching is just a nightmare. I wouldn't want to get in there and fiddle with it.

So, we have our checking account and a couple of savings accounts that run through

Bank of America and whatnot. It seems to me with Wells Fargo...

I can't imagine that headline getting any worse. I'm sure it probably will.

But even if it does, I don't know that I would expect anything material to happen to this

company or its fundamentals.

Frankel: Tim Sloan is doing his best to change the public's perception, and so far, it's just not working.

And it's also important to point out that these are old issues that are being settled now right.

This is nothing new. We didn't find out that they have insurance issues in California.

Having said that, this is bringing all these old problems that are two or three years back

and fresh in people's minds. It makes it really, really hard to turn the tide.

Moser: It really does. I guess I'll wrap it up with this question for you.

I wonder, do you think they can really take back control of the narrative with Tim Sloan still at the helm?

Is 2019 the year where Tim Sloan has to move on?

Frankel: I don't know if he definitely has to move on, but it's definitely put-up-or-shut-up time.

The bank's last quarter looked a whole lot better than the one before it.

If that continues, and we can put some of these issues behind them -- these are all

settled now, so hopefully now we can finally move on a little bit.

If 2019's results justify it, they might keep him around.

If not, then it might be time for new leadership.

Moser: That old saying goes, winning takes care of everything.

We tend to look at our companies that we invest in here with a bit more of a... we definitely

like to look at the culture of the business and leadership and things like that.

And everybody has to figure out their own line and where they don't want to invest.

I just wonder if Tim Sloan really is the guy to get it going.

But you're right, if the fundamentals come in and the business is earning money and they're

exceeding expectations, he's punched his ticket, he's good to go and he can stay as long as he likes.

Frankel: The biggest issue is that investors are worried that this is going to cost them customers.

If that turns out not to be the case, then we'll go from there.

Moser: Yeah. To be continued, I suppose.

For more infomation >> Another Wells Fargo Scandal -- Should We Trust the Bank's Leadership? - Duration: 5:23.

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How to Find Good, Low-Risk, Defensive Stocks - Duration: 6:19.

Dylan Lewis: Before we get into the companies that we're going to discuss, why don't we

break down exactly what investors should be looking for?

True to form in doing a show with you, Brian, we have a checklist, we have a guideline that

we're going to be basing a lot of our analysis off of.

One of the big things when I'm considering things that can weather a recession or a prolonged

downturn is, how does what the company offers fit into what consumers are doing with their

buying decisions? Brian Feroldi: Yeah.

When a downturn comes, you need to think through the business model of the company.

Companies that have products that are in demand no matter what's going on, that can depend

on their revenue and net income staying stable even during downturns, are obviously going

to fare much better during a recession than companies that are much more cyclical.

When you're thinking through the stocks that you own, it can be a good practice to think about

what would happen to their revenue and profits if the economy was to slow down.

Lewis: I think one of the clearest examples for something like this is, you look over

in the retail space, a company like Tiffany & Co.

They're probably going to struggle a little bit more during an extended period of economic

hardship because people just aren't buying luxury goods the same way they would if they

have more disposable income and times are particularly good.

On the flip side, the bargain companies, companies like TJ Maxx, those types of businesses might

do a little bit better because they're offering discounts to the people that are coming into the store.

Feroldi: That's a good way to think about it.

Even in the tech space, some companies rely on a strong economy to grow, whereas other companies do not.

Their products will be in demand no matter what's going on.

So, even within the tech sector, you can find companies that are far more resistant to downturns than others.

Lewis: We also want to look a little bit at the books here. We're going to call this one financial security.

This comes down to having a relatively low debt load and having some cash on hand to pay bills.

This is something we've talked about the importance of quite a bit with you on the show in the past, Brian.

Feroldi: Yeah. Definitely, debt can be a killer when your business is heading south.

Another factor I'd throw in there is, make sure that the company is consistently profitable

and it's pumping out cash flow.

Some of the companies we're going to talk about do have a substantial amount of debt,

but as long as their business is highly resilient, you can feel good that they can be able to

fund their needs throughout any downturn.

Lewis: Something else that we'll want to see with these businesses is something that leads

to growth, it's a clear sustainable competitive advantage in a market that is growing.

You'll hear very often that people should be looking at some consumer staples in this type of market.

A lot of people throw out the Procter & Gambles, the Cloroxes, maybe even some of the tobacco

companies of the world.

I think the thing that you have to keep in mind there is, are the markets that those

companies are serving growing? Sometimes, the answer is no.

You're paying for security that...

I mean, I guess there's a higher floor, but there isn't much of a ceiling in terms of

where those companies could go.

Feroldi: Yeah.

Companies that are selling into a market that is naturally growing, even during a downturn,

are obviously going to have a much better chance at maintaining or even growing their

revenue and profits than one that is in a declining market.

Lewis: Another big thing for us is looking at how these companies have endured past downturns.

I think this is particularly important for companies that have dividend programs in place.

You go back to the financial collapse of 2007, 2008. How did this company do?

If the management is still in place there, how did they make decisions?

How did the company weather that period?

Feroldi: The Great Recession was obviously extremely painful, but one of the great things

for investors is, you can go back and look at how your companies performed during that period.

If your company's revenue and profits were pretty steady, you can feel good that you

have a good company.

If, on the other hand, their revenue and profits declined significantly, that can give you

a sense of the company's risk profile.

Lewis: Something that I think we need to recondition ourselves for with this show is, we'll very

often look at a company's valuation and care about it, but also see that a high valuation

is indicative of a potentially large total addressable market, and the fact that there's

a lot of demand for this company to meet with the products they're going to be rolling out there.

Of course, in a downturn, people are going to be more sensitive to the valuation multiples

that companies sport.

If you're looking at those nosebleed valuations, those are the companies that are going to

be really hit by any major sell-offs in the market.

Feroldi: Yeah, the growth companies that we like to talk about often sport very high valuation multiples,

and those are some of the first stocks that get hit the hardest when investors flee for safety.

We don't typically talk about valuation when we're talking about high-growth SaaS stocks,

for example, but in the case where you're thinking defense first, valuation is much more important.

Lewis: The simple reason there is, the downside is pretty much baked in, to a certain extent.

For a company like Apple, that trades at maybe the low teens in terms of earnings, maybe

even lower, given some of the recent sell-off, they can only go so much lower because

so little is currently priced into the stock.

Totally different story for a company that is not yet profitable and has 30%, 50% sales

growth currently baked into the valuation.

Feroldi: I think that's 100% true.

Companies like Apple, which are big and stable, will naturally be a little bit safer for investors.

Lewis: Speaking of Apple, it's a good queue-up for last one, and that's limited exposure

to struggling markets.

China is one of the big ones to focus on here, but looking back at that show that Evan and

I did on Apple last week, talking about Tim Cook's letter, that was one of the really

big first signals that the economic deceleration in China was being felt by U.S. companies in a major way.

You want to be sensitive to the markets that companies are serving and how those markets are doing.

That's going to have an outsized effect on what goes on with the stock.

Feroldi: I think that's 100% correct.

For more infomation >> How to Find Good, Low-Risk, Defensive Stocks - Duration: 6:19.

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3 Stocks to Watch This Week - MKL, DAL, IAC - Duration: 5:21.

Chris Hill: Let's get to the stocks on our radar.

We have a little extra time, so our man behind the glass, Steve Broido, is going to hit you

with a question, but we've got time, so if you want to hit one back to Steve, go for it.

Ron Gross: I'm not prepared for that. Hill: Ron Gross, you're up first. What do you have?

Gross: I'm going to go with Markel, MKL, a stock I added to in late December.

It's a recent Best Buy Now in our Stock Advisor service. A specialty insurance company.

The stock is down 15% from its September high due to market weakness and also an investigation

into some loss reserves into a small division of theirs, which, frankly, I'm not concerned about.

They consistently generate great returns, both from the insurance side of the business

as well as the investment side.

Dirty little secret is that insurance companies don't always produce profits on the insurance side.

Sometimes they just come from investment side. But they do both really well.

They invest in both public and private companies in their investment business.

I love to see that!

Really stellar management led by co-CEOs Alan Kirshner and Tom Gayner.

Hill: Steve, question about Markel? Steve Broido: I know they ensure some odd things.

What's one of the more unusual things that Markel insures?

Gross: [laughs] Ballet studios is a good one. I'll go with dude ranches.

Hill: Do you have a question for Steve?

Gross: Steve, when the last time you went to a dude ranch?

Broido: I was a small child. It was in Arizona, in Tucson, I think.

Gross: Nice. Broido: I didn't like riding the horse.

I was a little too small. Gross: [laughs] That's a big part of it!

I'm no dude rich expert, but ... Hill: Any truth to the rumor, Steve,

that you were the inspiration for the movie City Slickers?

Broido: [laughs] No. Hill: It is a rumor. It is out there.

Andy Cross, what are you looking at?

Andy Cross: Delta Airlines, DAL, reports earnings on Tuesday.

It's really had a tough run. The stock over the last month has gone from $56 to $48.

It's underperformed all the other airline peers.

Its revenue per seat mile estimates for the quarter continue to go down.

They said one thing in October, it's now different than what they said back then.

They just continue to lower that to the lower end of the guidance.

Looking to see what Delta is going to say about the profitability of the business. It's a cheap stock.

We've added to it recently in a couple of our portfolios at The Motley Fool.

Its debt picture is under control. Airlines are now finding real purpose and a better way to run.

Long-term, I like Delta.

Looking to see what they say about the upcoming year in their upcoming quarterly results.

Hill: Steve, question about Delta Airlines? Broido: Do you find any airline comfortable?

I flew recently.

The experience is just miserable, and it seems like across the board, it's uncomfortable,

unless you're doing first class or business, which is a little too rich for my blood.

Cross: I tell you, we flew British Airways over to London last year.

It was fantastic, even in coach. It was great! Hill: Aaron Bush, what are you looking at this week?

Aaron Bush: I'm looking at Interactive Corp, IAC. IAC, now chaired by Barry Diller, has a pretty wild history.

I was looking into it.

In the 80s, it started as a broadcast company backed by Liberty Media.

It had controlling stakes in ventures like Home Shopping Network, USA Network.

It then took its winnings and started to simply just invest where it saw opportunity.

They bought Ticketmaster, which later sold the Live Nation.

They acquired Expedia, which later spun out. They had huge gains from that.

The same goes for LendingTree, TripAdvisor, Match back in the day.

Much of that is sold off.

But today, they own over 80% of Match Group, which became the top dog in online dating

by compiling lots of different brands.

They own over 80% of ANGI Homeservices, which more recently became the top dog in home service

marketplaces by compiling lots of brands.

They own various online publishing properties like Vimeo, Investopedia, dictionary.com.

An interesting mix of companies, but I feel pretty good about what they have in their portfolio.

What's most striking to me is their track record of being able to take their winnings

from all these companies and reinvest it in other companies defining the future, and being

able to make billions repeatedly off of it.

So, I'm really interested in Interactive Corp. Hill: Steve, question about Interactive Corp?

Broido: It sounds like an excellent holding company. Do they do anything themselves?

Or do they just own other businesses? Bush: It ebbs and flows over time.

They do own partial stakes in companies, but they also fully own lots of companies, too.

They have a mix of buying companies outright and starting things up internally.

It's an interesting incubator, accelerator, big acquirer of sorts.

Hill: Interactive Corp, Delta Airlines, Markel. Three very different businesses.

Steve, you got one you want to add your watch list?

Broido: I think Interactive Corp sounds pretty fascinating.

Those are some big names. Hill: They are some big names.

Steve, one bit of news from the airline industry that may pique your interest, may change

your mind in terms of your flying habits. I don't know if you saw this.

United Airlines is putting out a cookbook. It retails for $30.

If the airline food really swings in your direction, does that get you interested?

Broido: As long as it's a snack box that costs $44.

For more infomation >> 3 Stocks to Watch This Week - MKL, DAL, IAC - Duration: 5:21.

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[Animated Music Video] Multiverse [Original Song] - Duration: 3:40.

we are one

different people under one sun

we are one

our journey's just begun

started a dream

that no one sees

hard as it seem

need to find peace

give me a chance

to show these worlds

beyond my hands

stories untold

come with me

you'll never be forgotten again

shout with me

until the very end

we are one

different people under one sun

our journey's just begun

we are one

we are one

different people under one sun

our journey's just begun

welcome to my multiverse

we are one

now do you see

all these people

they seem so perfect

but they get trouble

give me a chance

to voice out their names

once they are heard

it will never be the same

we are one

different people under one sun

our journey's just begun

we are one

we are one

different people under one sun

our journey's just begun

welcome to my multiverse

we are one

we are one

you and i

we can do so much more

our journey's just begun

together we are one

we are one

always waiting here for you

our journey will go on

this is our multiverse

we are one

For more infomation >> [Animated Music Video] Multiverse [Original Song] - Duration: 3:40.

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Homeless Simulator Survival Story (by Ecstasy Games) - Game Gameplay Trailer (Android, iOS) HQ - Duration: 10:10.

Homeless Simulator Survival Story (by Ecstasy Games) - Game Gameplay Trailer (Android, iOS) HQ

For more infomation >> Homeless Simulator Survival Story (by Ecstasy Games) - Game Gameplay Trailer (Android, iOS) HQ - Duration: 10:10.

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Emma Watson | Then and Now 2019 - Duration: 4:30.

Emma Watson | Then and Now 2019

Press the bell icon on and never miss another object

Oh, my baby

I'm crazy. But you've been that bad for me meatballs done. Got your feeble fly

I can take you down for a ride take you

Across walking dead lucky

Oh, baby

So I am crazy

My baby cuz they're in this room, so I'm crazy

We musta got your feet

You get to fly with me

You can take you down for right take you around

Fuck it

Oh

My baby comes they've been at you so I'm crazy what you've been that bad for me

Repulsed I got feet

You'll get to flap with me. I

Can take you down for ride

Take you

Jaywalk crosswalking lab lucky

For more infomation >> Emma Watson | Then and Now 2019 - Duration: 4:30.

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DIFERENTES TIPOS DE CACHORROS - Duration: 5:30.

this video isn't what you are thinking about

the reason of this, is beacause i wont talk about dogs races, but personalities of dogs

exist one type of dog, that doesnt shut up

and normaly it is the small

normaly you know him when he beguns shouting out

the worst is when you are sleeping at 4 am

and he decided shouting out

pum (new underwear)

you, of corse knows, when a hunter kills a bear, he make a bear carpet

but when the hunter decided kill the small dog he make a dog carpet, which you are using, when you are getting out the shower

of course yes

and you remember he is the dog, which shouted you out

demon music

the second type of dog is the stupid

he look at you and he is smiling

you look at him and he answer you like

hi

fine?

and when you are at sofa and he decide sit too

and he couldnt for ceffeine (receive love)

he looks like a fat, but he is ugly

everyone want one of these, but inst Naruto, cloning him self

idiot, i will send you back by 1000

lets go kyuubi (9 tails)

kage bushin no jutsu

in middle of these 2 types of dog

exist the house dog, and the street dog

ins´t what you thinking street dog

is the street dog, which couldn´t live inside of home

i have two of these

they are street dogs because they are stinky

it doesnt like go to shower

and the home dogs

during all day still looking at the wall

i dont know what pass in their head

(sound) this wall is good (trump wall :( )

the third type of dog

isnt a dog

they look lyke lion, wolf, bear

but they arent dogs

i dont know how wxist many camouflage for dogs

i think the 007 taught them

you are walking in street

and look at a lion, wolf

but if you are in Brazil, no problem

in Brazil dont exist these animals

but if you live in US

its better run

the strangest think is how i think

i thought, lion dog = ( ͡° ͜ʖ ͡°)

this is strange

the fourth type of dog is the stallion dog

he look at female

he goes to human and he coax

its stallion

there was a time, which my dogs did it

its funny, because he did it to my cousin

he smell, he turns excited

i look many dogs "frutraded"

"frutraded"

i see many dog "frutraded"

:(

frustrated

which is stuck, when the female is outside

the fifth type of dog is depressed

you offer food, walk, house, car

he look like

MOM GET OUT

15 Interruption

your offer food, house, walk he look at you "retard"

he doesnt move

me in my bedroom

you play de ball

the sandwich

he look at me "retard"

roll sits down, he thought:

"This program here sucks"

but the reason of that

is why he

loses the female

his motivation now

is be a rock

he is genius

i have never saw the best rock imitation ever

Until Zé Droguinha comes to take him (craic)

nice, its us

last videos, follow

For more infomation >> DIFERENTES TIPOS DE CACHORROS - Duration: 5:30.

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Ciencia y pseudociencia - Imre Lakatos - Duration: 18:48.

For more infomation >> Ciencia y pseudociencia - Imre Lakatos - Duration: 18:48.

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FREE RECON EXPERT ACCOUNT ! 3+ OG SKINS ! FULL ACCSES ! EMAIL AND PASSWORD ! - Duration: 0:22.

IQIZY ROAD TO 1K SUBS