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Hello friends for those who do not know me I am Michael the blog NotrePatrimoine.Fr
and today we will see how was the negotiation of the apartment I'm buying now
in the meantime if you want to be how to complete information about real estate investing
feel free to subscribe to the channel by clicking subscribe below.
The compromise
of
sale
2
then welcome to those who were not there I'll do a quick recap
this is an apartment that I'm buying to Place Bellecour in Lyon
and I am negotiating the compromise negotiations has therefore made four points:
So first the price.
The apartment appears to € 159 000 and my MOE told me that I could make an offer to € 140,000
I think that they must have sex with reports ... enough
consistent with the real estate agency because my offer was accepted without complaint
So anyway the offer was accepted no problem
and it's just after the level of compromise there were other points that chagrinaient me a little
Second: notary fees and agency fees
I made separate price agency fees Apartment in compromise
to ensure not to pay legal fees Fees and arranged to have an apartment prices in
about 133 500 euros
what made me win about 600 700 euros in legal fees
of course this is prohibited by law Alur since 1 January 2017
but if you have the agreement of both notaries and seller and that you have a mandate of the agency
there is no problem.
I will pay legal fees of 133 500 euros
instead of at the base could have been 159 000 €
The third part was the deposit.
The security deposit if I remember correctly in
I have said in my last video was to put 5% of the price of the property so
7000 euros
I did not put that amount is not that I do not have the money but I did not want démunir me of that sum
and so
so I tried to negotiate with the notary is the owner to put less
me and if it possible to 0.
because it is quite possible to negotiate and I came to a
Compromise of 2000 euros
today I still have not received the compromise so I still have not seen the money
thus finally I signed the compromise but I have received no compromise
re-signed so I can make the loan but did not need to give money yet
So what I'll do is I'll do the check and I will ask the banker and that includes me
these 2000 euros in my credit that I did not have to pay them.
to be 2000 euros within a few weeks
The fourth point was really dates
then the dates it is warm enough to negotiate because already some are very long but they want me
I am very fast and super long so they began to
sign my bid they lost my bid because I never "re-taken" countersigned
they put me in super long
return my compromise
I do not mind but good nonetheless necessary that I one day
and the compromise they put
So a month for
I put the file so it is, I have a month to create the company
go file a dear folder banker
So when you have a society that is still, it must be two weeks
go to the accountant the creation of the company and when people are on vacation it's still not that simple
and after the banker it is the same also he is on holiday he had a holiday; it's just beginning to resume in September
So that's where I have an appointment with him on September 20 and was given until October 20 to make the complete file
okay I have a banker
only through mortgages and not by collateral.
The guarantees of the time it's three weeks of expectations.
even a month for some and
me it'll it'll it passes only through mortgages it does not go through the seat, it will not back down
Because there are times it's three weeks of guarantees expectations three weeks of expectations seat stuff
It is: it valid, he met you, it validates you and the next it's in the mailbox.
This is what is done for today so you can go see the screenshots in the description
and if you have any questions you can always post a comment below the video
and in any case do not hesitate to click on the link at the top right of your screen and end up in a future video
See you soon
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