hello everyone and thanks for tuning into the financial industrial Channel my
name is Brent and today we're gonna be going over on m1 finance how to target
specific stocks with your equity going into the market say you're gonna be
depositing some $300 into the market on Monday how can you put that equity
toward specific stocks within your portfolio so if you are brand-new to the
channel I do make stock market personal finance real estate investment videos
every single week so consider subscribing and let's go ahead and get
into it so you may be asking yourself why are you adding more money into the
market you're already down for the year negative four point zero one percent
well when you're negative in your portfolio that's when you're getting
everything at a discount what is your plan over the long term how
long are you going to be invested in the market me and my wife we're barely
hitting in our 30s you know we're very early 30s my wife's not even thirty we
have until 60 to take advantage of this Roth IRA at fifteen and a half it
becomes 100% tax-free how long do we plan on living after we hit 60 an
additional twenty thirty years so we're looking between 40 to 60 years of just
having money grow within this portfolio growing inside our Roth IRA and after 60
everything in here the capital gains those dividends that are getting paid
out to you that's all going to be 100% tax-free so even if you know we had this
volatility day to day week to week month to month over the long term if you're
investing and solid companies such as you know if we're looking down the list
here we have triple M Apple AT&T we have you know Cisco caterpillar General Mills
Johnson & Johnson JPMorgan Kellogg's kimberly-clark now a lot of these names
you'll recognizes we're kind of going down the list these are solid companies
over the long term some of them may fizzle
but at the same time we're gonna be checking our portfolio you know I like
to look at my portfolio every month I go over my stocks you know and I do my
reviews at the end of the year whether that company has moved up or down what's
their changed for the Eric over their yearly their quarterly reports you know
go over their quarterly reports on the quarter routes are coming out but
normally at the end of the year I will take a look at that stock and
kind of go over its fundamentals again and whether it's worth keeping it in my
portfolio over the long term or if it needs to be removed and added you know
we replaced with another one now curling we are building up our base right now
just due to the way that the market volatility has gone over the short term
I made a video five stocks on buying in December 2018 linked in the top right
corner it goes over 5 stocks I'm going to be adding which our Cardinal health
Consolidated Edison General Mills Kellogg's and Triple M so if you want to
check out that video I go over why I'm going to be investing in specific stocks
and now in this video in order to target specific stocks with equity now every
Monday I have another video going over my plan for 2018 on how I want to
average into my wife's Roth IRA for the end of 2018 at the beginning of 2018 I
pumped it with that $5,500 to get her a good base that was targeted towards 2017
now the market did dip here in February March timeframe and on the market dipped
and that would have been a great time to buy some more shares buy back into the
market but at that time I also created my own business my own business separate
from my wife's Roth IRA I created my real estate business so there in this
time I was going to a transition myself you know setting up my business so we
weren't really pumping a whole lot of money to the market during this time
now as the markets began to kind of fall apart you know hedge fund managers and
such began pulling equity out of these tech stocks and Facebook Google you know
the Spang stock started the tumble when we started going into the negative I
started pumping up more money into the market because we were in the negative
we were taking advantage of that sale you know right now we're getting stocks
at a discount we're buying them cheaper than we were able to earlier in the year
we're getting higher yield on costs which is gonna be paying off us higher
dividends which will bias more shares of those dividends at a cheaper price so I
don't want to ramble on too much the whole point of the video I wanted a
target specific stock so I added six new stocks the Roth IRA you know as you've
seen here the only additional one that I haven't covered in one of my videos is
s/o which is the Southern Company this is a utility company here so in order to
target specific stocks I had three hundred and thirty dollars every single
week go until the end of 2018 that'll max out
the Roth IRA now let me go ahead and bust out my handy-dandy calculator so we
are going to be putting three hundred and thirty dollars into the market on
Monday plus we just got paid out some dividends this week of $2.13 so that's
three hundred and thirty two dollars and thirteen cents we're gonna be adding to
six positions within our portfolio you know we have one two three four five six
okay so on I want I want to equally distribute that cash between those
stocks so here if we want to contribute it towards all six of these socks we'll
put in $5,500 I'm sorry 555 dollars and 35 cents so in order to target specific
stocks all I got to do is click on it go to my buy sell
I'll have it load up fifty 5.35 and there we are
we just take continue we hit okay and it's going to go ahead and mark it as
pending now we go ahead and go back to our portfolio we can now see that we
have a pending buy and sell there but it's a buy so we go on next to the next
one here 55 35 is what we're doing we go ahead and click buy sell go ahead and
Target that 55:35 we go ahead and hit continue and confirm and all we're going
to be doing is doing the exact same process for the remaining stock so if
you have specific stocks that you feel already good value by you're going to be
holding them for the long term then you could add them into your m1 finance
portfolio and you want to fund them specifically with this you know you
don't want to have m1 finance sort of invest for you right away you know they
might end up hitting some thirteen fifteen stocks to invest in and it said
you want to get these kind of funded up so what you're going to be wanting to do
is sort of target those specific stocks and just kind of fund them you know kind
of get on the base so this is just gonna get me a nice little solid $5,500 base
into each one of these stocks now one thing you may notice woops 5535 is that
each of these stocks they're not you know they're
worth more than a 5500 such as Triple M educated at a hundred and eighty six
dollars and 80 cents and just in the last trade day it went down point nine
five percent so you're on m1 finance you're able to buy partial shares which
is one of the best things I like about m1 finance aside from them allowing you
to have a Roth IRA you know Roth IRA that retirement account that's one of
the best features they have partial shares free trades that's just you know
gravy extra gravy on the turkey so you know Thanksgiving reference there okay
so now we've confirmed all of our activity we now have let's go back to
our portfolio we now have these six stocks targeted as currently having no
equity in them but they are coal set to have some sort
of a buy sell and we all know that's a sell now our portfolio now shows that
your portfolio has estimated trades so I can go ahead and click in here and I can
go ahead and see that currently you know these six stocks are targeted because I
only have two dollars and sixteen cents with in this portfolio it's going to put
thirty six cents towards each one of these stocks now on Monday I also put in
three hundred and thirty dollars so that's what's going to be added to this
you know in addition three hundred and thirty dollars which is going to be
pumping each of these specific stocks was fifty five hundred dollars and
thirty-five cents worth of equity and you know instead of trying to tie in
these specific stocks and buying them when they're low or when they're high
these are all training near their 52-week lows so if we look at them this
over the year on you know Consolidated Edison I think I have to go into the
specific stock itself to get that graph information but here you can see as of
back in November 2017 this stock was trading at eighty eight dollars and
ninety two cents now utilities have been hammered recently as they have quite a
bit of debt and with rising rates stronger dollar that's been hammering
these Cano and hammering these utility companies but you can see that this
company for the most part it's been sort of
I mean out here at bottom doubt at 70 $1.39 now it does trend kind of sideways
here right now it's a could fall again further as interest rates continue to
rise but we don't really know that and if it does happen over the long term you
can see here back and yeah November 2013 you know just the five-year trend here
it's been moving positive for the most time there are instances here from
January 2015 until you know nearly a year later where it was basically flat
and then we had a nice little growth there it came back rechecked its highs
and then peaked at again so over the long term you're gonna have these
instances where it does dip its gonna go recover it may dip again but if you're
investing for the next 20 30 40 50 years and you're buying these stocks those
stocks are paying you at a dividend those dividends are buying you more
shares for free basically which are going to be paying you more dividends
and it just compounds that's the power of companion you're getting compound
you're getting an appreciation and compounding on your total equity also
your dividends are buying you more dividend stocks which is paying you out
more so that's compounded as well and it's let's see there's another metric
there as far as how you're kind of getting it triple hit but I can't think
of it right now oh you have your stocks that increase their dividends every
single year as well so I have all of these on a spreadsheet where most of all
this new all these new ones here that have added into the portfolio they've
all grown their dividend for more than ten years at a time so back in 2008 when
the economy crashed all of these stocks continued to pay a dividend some of them
did I believe Kellogg's had started paying a dividend back in 2000 and what
was it 2007 someone run there so they don't have history prior to there but
they did payout during the recession so 13 years ago is when Kellogg's weekend
paying out dividends so I was 2005 anyways
that is all I did want to cover in my video if you guys have any questions
about anything that was covered in the video or you know anything you'd like to
have covered in the future let me know in the comment section below I always
appreciate all your guys's comments and I would apply to a mall do you guys want
to join me over on Instagram I started posting some new content on
Instagram so here I got six things on here I'm gonna try and come up with some
fun things to kind of share as far as not just promoting you know what I have
on YouTube but also having some sort of motivational Monday activities cry try
and consolidate stuff you know this is from another Instagram but I try and
create my own content as well some of the top might you know my recommended
top six books as far as real estate investing these are all books here that
I own myself and the millionaire real estate investor number one book that I
that I would suggest for all investors and then I have my rehab Bible which has
been one of the great ones to kind of helping me with my estimates as far as
what it's going to cost me to to rehab my properties but anyways that is all
for this video if you guys did like the video hit that thumbs up button below
leave a comment in the section below and thank you all for tuning in I will see
you next time half great day bye
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