In the previous episode you followed our sailing from Montenegro to Greece
we arrived in a new country and we completed six months living on board in Europe
now we have a cost base to share with you
and a new plan of how to live on board.
But before that, I would ask you to click on "thumb up",
every like we receive increases our chances of appearing to other people
and so the channel grows
thank you very much !!
We plan our life financially aboard two years ahead
from May 2017 to May 2019 but we knew that the plan is a north
but that adjusting the course and the sails are always necessary according to the wind
even more in an unpredictable dynamic life
and out of the ordinary as we are.
If you watched our first video: How we would afford this journey
you will realize that the plan has been changing and somehow for the better.
So we separated the money, basically into two parts
the first part for the boat
around 200 thousand reais
which involved buying the boat, the marina, all maintenance, the equipment we bought
then the other part 400 thousand reais, we invested in the "Tuchet" ,
which is a company that does investment management.
Beyond life on board is better than we thought
our plans based on experiences in land,
common jobs, did not make sense in practice,
first that Brazil is huge to travel in just one year in a sailboat
then the investment wasn't as good as we expected
by virtue of the political madness that the country was going through,
and finally when we discover how it is to sail in Europe
and the boat options here, made us re-plan everything.
We feel the need to show this to Brazil
where there is much potential for life at sea
Our channel was growing and starting to make money
so we've shifted our fixed income investment to invest even more in youtube videos.
Between purchase of new equipment
license to music, tourism to create content,
new boat, move to Europe
the investment in the channel made a leap in the audience and revenue.
We are starting to earn money and with that
show the possibility that is possible to earn enough money to live aboard comfortably
working through the internet.
Now with you the "Paulo Guedes" of the channel: Thaís Cañadó
and her assistant: Googlelino, and all of our costs in details
Today we will talk a little about of our finances as it are,
Because the end of the year is coming.
and we need to review what we have to improve for next year
This year was full of changes for us.
We leave Brazil, came here on a honeymoon
Then we came back when we bought a boat.
I had my mom's coming along with Google
so our costs went like this ... up there
One thing that is interesting, is you watch the last video,
to have more or less of parameter
of how much are we spending here,
in this video we say that we had 400,000 invested
We do not have that money anymore, because that money today turned our boat, our house.
We bought the boat for 82 thousand euros
and we put the solar panel,
battery
what else?
there was the installation of the solar,
outboard
putz, it had several things, anchor, the chain
there was several things that we are putting this as investment of the boat,
because when you buy the boat you know you are spending X and that it will not keep X
it will always be an X plus.
So the boat that was 82 thousand euros
today it has all this value invested: 89 thousand euros
that would be exactly, if you put the euro at 4.50, it's exactly the 400 that we had invested.
"we kicked the bucket" for real, because we believe a lot in the channel.
And that the channel can start to give a little more return to us,
for us to continue living this project that we have of life on board and everything else
with the money of the support, of the Patreon, Youtube, of all that we can get going forward.
The number one of our cost list is tourism and tax to enter in a country
because all the time we want to show you guys new things and want to go to other places.
In June, we spent 254
In July 353
August 245
September 190
In October 343
October I think it was the month we spent more,
because we left Croatia, entered Montenegro, paid the vignette of Montenegro,
left, entered in Greece, paid the entry from Greece,
we passed by the Corinth canal, we paid the Corinth canal.
And July that was also a very high month,
that we also show in the videos all the rates we paid for vignette
to enter Croatia.
Second is the market,
we have preferred much more to eat in the boat than eat in a restaurant
which was the opposite in Brazil,
in Brazil we spent almost one thousand reais in restaurant and 500 reais in the market
things have changed,
here we have spent around of 200 euros per month of market,
which represents 16% of our total
In June, 240 euros
July 174
August 96, my mother give us a "help", it was the month she was here
September 192
and in October 195
So it's always on that average of 200
except when my mother or someone special comes, and do the market for us.
In third of our ranking is the maintenance
we spent in June 97
in July 492, which it was when we did all the installation of solar panel and everything else
so there were lots of things for us to buy
August 81
September 200
and in October 24, that means that we did not do any maintenance in October
and the tendency is that it will increasingly decrease, the maintenance will probably reduce a lot.
Then in fourth place we have diesel,
our average is 100/150 euros per month.
June we spent 100 euros of diesel
July we spent 92 euros
August 150 euros
September 142 euros
and this month 250 euros.
In September we spent 142 euros on diesel,
we sailed 800 miles
which is 20% with the engine
and in October we spent 250 and sailed 560 miles
which is 50% with in the engine
because we had one day to leave Croatia, there was no wind, so we'd motoring
Then we went to Montenegro and from Montenegro to here, half the trip was in the motor
there was a couple, that we had combined to meet in Patras in a such day,
so we also accelerated with the engine to get in Patras on the day we had planed
then all of this
it does not good for your accounting.
Then we have others "small" costs, that are below 13%
for example the marina,
marina: in June we did not spend with marina
in July we spent 418 with marina, which it was when we stopped for the installation of the solar panel
August 255
It was when my mother was here too.
September we did not have any marine cost
and in October 47
we have a monthly cost with this little guy here
of 65 euros per month
that its for his dry food
sometimes a little thing or another but it's "peanuts "
and we also have a cost
of internet every month
in June we spent 52 with internet
July 35
August 21
September 35
and in October 76
Once again
October is at the top
because we left several countries.
And one thing that it was very clear
Every time we go fast, change of country goes to the other.
all the cost goes up
So it was nice of us to make this video.
and make this closure, more or less, how much we are spending
because we already discussed between us
like that: Ah! When we go to Croatia in April
We're going to take more than a month to get there.
So we don't have to hurry.
not to have to use a motor
not have to spend too much with fees.
The simplest way to save money,
is to have time!
Since we have time
let's slow it down and let's save money !!
So, to finish here..
we have an average total of all costs
of 1,155 euros per month
And that we wanted to reduce for 800!
And increase sponsorships,
increase the supports, the Patreon.
Total months:
June: 829
July: 1,807
it was the month of installations, marinas and everything else
August: 1,012
September: 966
It's almost there!
in Outubro: 1,161
It's very clear that we have two months here
that we can use as an example
which is June and September
which were the months that we had much calmer.
and if you want to take as a parameter our life
and see how much you would need to live in Europe,
in a sailboat.
I think it would be,
today the way we are, without changing anything
Thousand euros!
You saw how much we enjoyed that one month in Croatia,
how much we lived.
All this depends very much on the lifestyle,
We are showing more or less of our lifestyle.
We always make that clear!
Everyone knows: Ah! I can take it off the market
Ah! I can take it off the marina
I can take it off ... it's just for ...
For those who watch, they know exactly what we do
so it's easier to know what it's superfluous for you
and what it is not superfluous for us
You have to keep an eye on your "spending" to know where you're spending
What we can take it off
because in fact, now our money is very scarce
and we need to improve for next year
and it was great to do these costs
to see where the highest value is
for example, for me, I would never guess the tourism rate. Never!
So we count on your help
is...
with your support with Patreon
or with tips of what we can improve
What we can do differently
that you think it can add the channel
And I hope you have enjoyed it.
And any questions you have
send your comments, that we answer
do not forget to like, to share the video and send it to everyone.
That thing you already know
And that's it, I hope you enjoy it.
and that more and more people come to live at sea together with us
We want to get crowded in the neighborhood.
and enjoy life in a cheaper and simpler way!
See you next week,
Goodbye and fair Winds!
Where's Betinho to say that?
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