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Title: French Music in French Cafe: Best of French Cafe Music (Modern French Cafe Music Jazz & Bossa Nova)
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Big Banks Own Every Ounce Of Our Spineless Congress - Duration: 3:35.
A big win for the financial industry was achieved after the US Senate allowed banks to bar customers
from filing class action lawsuits against them.
At the cost of consumer rights, Republicans successfully completely squashed the rule
that would've given average citizens more power to resolve disputes and protect themselves
from predatory banking practices.
Joining me to talk about this is legal journalist for Trial Lawyer Magazine Mollye Barrows.
Mollye, there's no question who wins.
Big banks win.
Consumers get hammered again.
Isn't that how this story adds up?
Yes.
It's the classic spin, 'We're doing this to protect you,' but not at all.
The ones that are getting protected are the financial institutions.
Basically, when you and I sign up for a credit card, or maybe open up a new account, there
is clauses in there that say if you have a dispute with one of the practices, then the
bank gets to choose a third person, a mediator.
A forced arbitration, if you will, and you don't have the option to sue.
Well, this new rule passed by the Consumer Financial Protection Bureau, and basically
it went into action in July ... These banking institutions have been complaining about it
ever since, and then the Senate basically ... And Mike Pence was the tie-breaking vote
... Agreed that customers don't have that option anymore.
So here we've got Trump and Pence ... They're running on 'We're the populous.
We care about the consumer.'
Not at all.
And Pence is the guy that says, 'No, you know what?
We're going to let big banks, we're going to let big credit card companies, we're going
to let telecommunication companies run over consumers,' and they're not going to be
able to do anything but arbitrate.
And what's so important about that, as you know, is the corporation wins more than 70%
of the time in arbitration because they pick the arbitrators.
Isn't that how this works?
Yes, that's exactly right.
That's the problem with the whole arbitration system.
It's not like you and I can go up there and say, 'I want to talk to the bank president.'
Speaking of a situation like Wachovia, where they opened up three-and-a-half million accounts,
phony accounts, that caused customers wrecked their lives financially, basically, in many
cases.
So some of those ... And that's where this rule came from ... Some of those customers
wanted to pursue basically a class action lawsuit, and they were not allowed to pursue
that.
This rule would've allowed them to go around that ban and pursue that.
In Wachovia, they were, but yes.
So, what's important about the class action is if you have a million people that lose
$100, if it's a class action, they can all bring that case together, but if they have
to bring it individually, one person who lost $100, it's going to cost them $20,000 just
to get the $100 back.
So, in the end, the bank is able to say, 'Gee whiz, this is pretty good profit margin for
us.
We stole all this money,' like Wachovia has done, and all these other banks of done
so many times.
'We've stolen all this money,' ... Bank of America ... Just take a look at how many
times these people have committed outright criminal fraud.
So, now consumers have nothing they can do about it, right?
No.
No.
I mean, unless they want to pursue it individually, like you said, but basically, this rule would've
allowed them to go around those arbitration clauses and pursue class action suits, and
now they're not going to be allowed to do that.
It also goes to the bigger issue of, again, a Donald Trump led government, especially
with the Republicans.
Back in March, they also pushed the Fairness and Class Action Litigation Act, which is
still moving its way through Congress, and that's got a long uphill battle, but it's
another attempt to limit consumers' options when it comes to holding these institutions
accountable fiscally.
Big day for banks.
Terrible day for consumers.
We're used to seeing that again and again.
Thanks for joining me ok.
Yes.
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IS SITTING THE NEW SMOKING? w/ Guest Dietitian JERLYN JONES - Duration: 6:30.
Hi everyone my name is Kim I am a Registered Dietitian. Welcome back to my
channel! For those of you that are new there's some videos below that I do want
you to take a look at so don't be shy go ahead and look around familiarize
yourself with my channel, with its contents and remember to comment, like,
and subscribe. For my returning subscribers welcome! Today guys I want to
discuss with you something that affects everyone. Something that affects you as
well as myself and that is sitting! So I'm pretty sure that you guys may have
read journal articles or seen it on the news or read it in a magazine, but
sitting is the new smoking. So everyone knows that smoking has very
negative affects on the body. Smoking can increase the risk of stroke as well as
heart disease by two to four times and that's not even mentioning the lung
disease and cancer that is associated with smoking. So I was reading a
commentary from the Mayo Clinic and they actually did a study and they found out
that when you sit it increases obesity; and of course when you couple obesity
with other risk factors you have comorbid conditions. So you may develop
diabetes, some people may develop hypertension,
high cholesterol, the list goes on and on. And actually the Mayo Clinic did find 34
chronic diseases were linked with obesity and sitting! Sitting definitely
does have some negative affects on our health and as well as our bodies. What I
have done, I've invited a guest dietitian to discuss with us some easy exercises
that we can do at our desk, some exercises that can get the heart rate
pumping that can use up the fat, the sugar in our blood system. So let
me give you a little bit of information about Jerlyn. So Jerlyn is a
Registered Dietitian Nutritionist who is the founder of the Lifestyle Dietitian, LLC.
She has experience assisting people improving their overall health in the
areas related to diabetes management, weight management,
heart disease, high blood pressure, high cholesterol, and kidney disease. She also
teaches the importance of adherence to a healthy lifestyle through cooking
demonstrations which are geared for a variety of populations from children to
adults as well as geriatrics. Previously she was a clinical
nutritionist at a top-rated hospital in New York where she received
the employee of the month award. Educationally she received a Bachelor's
of Science degree in Justice Studies and a Master's in Public Administration and
both of these degrees she received from Arizona State University. She went on to
earn a Master's of Science degree in Nutrition and Education from the
Teachers College Columbia University. As a leader in the Academy of Nutrition and
Dietetics she has served on the Executive Committee of the Nutrition
Education for the public dietetics practice group. She is passionate about
teaching people about nutrition in the area of prevention and how to overcome
barriers and obstacles to live a healthier life. So without further ado
here is Jerlyn teaching us that we need to move move move. Hi my name is Jerlyn Jones and I'm also the Lifestyle Dietitian, you can follow
me on Twitter @Jerlynnutrition and
follow me on instagram @thelifestyle dietitian and also facebook @the
lifestyle dietitian. I am taking over Kim's YouTube channel today so stay tuned
so I can tell you more about why is it important to move, move, move.
Why is it important to move your body? Well here are reasons: increases energy and self esteem,
build strong muscles, relieve stress, improves sleep, prevent chronic illnesses such
as heart disease, cancer, and stroke. Our bodies are designed to walk, run, dance,
and play; sitting for a long period time may have grim consequences. A recent published journal
study for sitting for a long period of time increases your risk of an early death. Sitting less and moving more
is encouraged by other health related organizations. Try these exercises at your
desk to get you moving more. One of the exercises is jumping jacks. You want to
do jumping jacks for at least 60 seconds. Another exercise is while you're seated
pump both your arms really fast over your head for 30 seconds then rapidly
tap your feet on the ground as quick as you can like a football style drill for
30 seconds 2 or 3 times. You can also march our jog in place for
60 seconds. Movement along with proper nutrition is very important for a
healthy lifestyle. Before a workout eat a mixture of carbs and a protein. For an
example an apple and a tablespoon of peanut butter. Stay
hydrated with water and ditch those high sugary sports drinks. After working out
choose complex carbs like quinoa and brown rice combined with a healthy
protein like tofu and beans. I like trying different types of
exercises that strengthen my muscles and also increase my flexibility. Here's my
take away the Physical Activity Guidelines for America recommends
exercising for 150 minutes every week; that comes out to 30 minutes five days
a week. That includes strength training all of your major muscles for at least two
times a week. Make moving a priority, set practical goals and most importantly
have fun. I love the fact that we do not have to go outside to exercise we can do
it when we're sitting, we can do it at our office, we can do it in our homes, we
can do it wherever just to get moving. Remember to comment, like, as well as
subscribe. All of Jerlyn's information is going to be in my description box have a
good day-- Bye!
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Oh Sole mio | Filastrocche In Italiano Per Bambini | Canzoni In Età Prescolare | Bambini Rime - Duration: 1:04:39.
Oh, Mr sun, sun, mr golden sun,
Please shine down on me.
Oh, mr sun, sun, mr golden sun,
Hiding behind a tree.
These little children are asking you,
Please come out so we can play with you.
Oh, Mr sun, sun, mr golden sun,
Please shine down on me.
Oh, Mr sun, sun, mr golden sun,
Please shine down on me.
Oh, mr sun, sun, mr golden sun,
Hiding behind a tree.
These little children are asking you,
Please come out so we can play with you.
Oh, Mr sun, sun, mr golden sun,
Please shine down on me.
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Tips on Starting Your Own Business - Duration: 3:29.
Oh hi! It's been a month since something very special happened. And no, it's not
that I became a real boy or something goofy like that. Although, I did just
discover that unicorns aren't a real animal so... To be fair, I'm an idiot. It's
been one month since I opened Media Lab – this public production studio where you
can come and create your own YouTube videos, record your own podcasts, and just
involve yourself in the creative community of Calgary. And in that time I
have learned some valuable lessons: like sometimes it's more important to make a
decision than make the right decision, and oftentimes you're just not gonna
know what you need to do at all. And you kind of have to just fake it. However,
because I do now work out of this cooperative workspace, I thought that I
would go around and ask some my new co-workers what their business advice
would be. LINA: Be realistic with your numbers, and actually know what your numbers are.
I usually tout that "don't be realistic" route. But when it comes to finances and
business I think that is the most important thing that will make or break
your business. So that is the one first thing you should get down pat before
anything else, including marketing. JUSTIN: Biggest thing is to do what you're
passionate about. If you're doing work that makes you excited everything else
falls into place JILL: Continually be looking for money,
supporters, sponsorship. Get as many people involved as you possibly can.
Past that, best advice would be to always follow your dream. You had a very
clear vision of what you started out with, and as business starts and
continues to grow, sometimes it takes you on a different
path. You always kind of have to make sure that your vision is always in place.
KYLE: Now all that advice was filmed after I filmed this part, so hopefully that was
helpful and not just the ravings of madmen. One of the things for me when I
started on this a journey was I had this idea of what business meant. That if you
were a businessman, you know, you got up early in the morning, you put on a suit
and tie, you had a briefcase, you went and worked downtown, and you did business
things with other business people. And there's this huge nebulous
thing. But I didn't really understand. And then you get into the middle of it and
kind of discover that the majority of business is just having meetings over
coffee or beers. I'm very awake and drunk all the time! There's this bad rap that
business ownership gets where you're just this conservative stick-in-the-mud
that never wants to evolve. And really my experience has been that I have met
some of the most creative, and devoted, and energetic, and just interesting
people by being able to be part of the entrepreneur community here in Calgary.
So I think what it comes down to is that the only other advice that I can give: if
you want to start your own business or become an entrepreneur is to just do it!
<PHONE RINGS> I think those are Nike's lawyers. But as always I'd like to know what you
think. Are you an entrepreneur? Have you started your own business? Let me know
all of your advice down in the comments below. My name is Kyle. Thank you so much
for watching! I upload videos every Monday and Thursday, and if you want to
see more of this content you can also become a patron over on my Patreon page.
And besides all this stuff I have been devouring Stranger Things 2. I don't
trust that Sean Astin character. There's something going on with Bob...
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Horrific Alert Just Released For Every American Family After ISIS' Plot For U.S. Neighborhoods Was U - Duration: 4:53.
Horrific Alert Just Released For Every American Family After ISIS' Plot For U.S. Neighborhoods
Was Uncovered.
On Tuesday in New York City, a Muslim psychopath mowed down innocent bicyclists and pedestrians
in an attack he had been planning for weeks, where NYPD investigators confirm he had visited
the location numerous times in order to gather intelligence before renting the Home Depot
truck and launching the deadly assault.
The 29-year old Uzbekistan native was able to come into the country under Barack Obama,
using the 'Diversity Visa Lottery Program' to get into our country.
As President Trump vows to get rid of the program in order to prevent ISIS terrorists
from gaining entry into our country, now a terrifying warning from a woman who's been
sitting in on many of the United Nations' meetings regarding refugee resettlement to
the United States is risking it all to raise alarm bells to those willing to listen.
The information she has about a literal Muslim invasion is so disturbing, that it proves
that we are intentionally being taken over thanks to the malicious actions of those at
the highest levels of our government.
And if President Trump is unable to stop what is happening with an executive order, America
as we know it will soon be lost forever.
The woman's identity in the following video is kept private due to the damning information
she exposes about the hordes of terrorists being flown into America as we speak.
She reveals that there is a blatant war on American sovereignty taking place, being orchestrated
by Barrack Hussein Obama, who continues to violate the law through by blocking President
Trump's ban with judicial activism.
Obama is secretly planting his Muslim foot soldiers in America, as thousands of these
unvetted vermin continue to come to America under the guise of the "refugee" program.
After attending many meetings with the United Nations' Office of Refugee Monitoring, she
was able to drop the following bombshell on the sickening invasion taking place in America.
She reveals that not only are these individuals flown into America at night so they go under
the radar, but that they're being thrown on a plane and flown into our country with
absolutely zero vetting process.
She notes that many of them have many highly-contagious archaic diseases that were once eradicated
from the United States, including leprosy, tuberculosis, smallpox, polio, and giardia.
GOP The Daily dose has more:
She also dispels the propaganda that the invaders are primarily women and children, a tactic
to pull on the heartstrings of the American people, stating "The vast majority of 'refugees'
that we've received here in Missouri have been males, between the ages of 15 and upwards
towards 40, 45 years old."
Josh Tolley notes the similarity to the situation we seen playing out in Europe.
She reveals that the invaders are brought in at night, supposedly because the air fare
is cheaper, but also because there is "less public at the airport."
In other words, it's easier for them to hide what they are doing to us.
"It's almost like they're making money running refugees," was a comment by the
host.
The guest says the agencies are responsible for setting the new arrivals up with a place
to live, welfare, food, Medicaid and welfare and a housing allowance, in addition to the
cash they receive on arrival.
She states that the new invaders don't have any documentation, that they are in essence
being given new identities upon arrival, many of them coming in with no more identity than
a description as "FUNU" full name unknown.
They were also pressured to identify the refugees in such a way that they would be qualified
for Social Security long term disability.
What's even more disturbing is that after immediately given Social Security benefits
once they get to America, these invaders are then given complete new identities through
social security cards and US passports.
And if states refuse to exercise their rights and refuse to play ball with these invasion
programs, the Federal government has a backup plan for that too.
The Wilson-Fish Program gives the federal government "legal" authority to go in
and violate state sovereignty, dropping off these Muslim invaders wherever they damn well
choose.
With these terrorists now free to roam, sleeper cells can then be activated at a moment's
notice to carry out terror attacks on Americans.
Obama did a wonderful job not only creating ISIS, but allowing them to rise to power.
Now all that is left for his plans to come to fruition is to invade America with his
Islamic foot soldiers, and through judicial activism and blocking Trump's travel ban,
this is how Obama will succeed.
What makes it even more infuriating is that the liberal media will continue to cover Obama's
treasonous antics, blasting concerned Americans as "racists" and "bigots" who want
to implement a ban on these vermin as a way to keep terrorists from infiltrating America.
what do you think about this?
Please Share this news and Scroll down to comment below and don't forget to subscribe
top stories today.
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French Music in French Cafe: Best of French Cafe Music (French Cafe Music French Accordion Music) - Duration: 3:22:57.
Title: French Music in French Cafe: Best of French Cafe Music (Modern French Cafe Music Jazz & Bossa Nova)
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